Credit union · NCUA insured
1166 Federal Credit Union Savings Rates
Top Carrot1166 Federal Credit Union’s best savings rate is 3.00% APY on $10,000, with its Money Market Plus. Rates checked October 22, 2026.
How 1166 Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where 1166 Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
1166 Federal Credit Union
3.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $300
Money Market Plus
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
1166 Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where 1166 Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Plus
3.00%APY
Only available for new money, or funds that have not been on deposit with 1166 Federal Credit Union in the last 30 days (transfers from existing accounts alone do not qualify). Includes 2 free withdrawals monthly, with additional withdrawals incurring a $25 charge per occurrence. No monthly maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum deposit of $2,500 to earn APY. Available only for new money not on deposit with 1166 FCU in the last 30 days.$2,500 and up | 3.00% | $300 | Minimum deposit of $2,500 to earn APY. Available only for new money not on deposit with 1166 FCU in the last 30 days. |
Sources (3)
All captured Sep 19, 2026
Money Market
0.35%APY
Up to 3 free withdrawals per month without penalty, with additional withdrawals incurring a $20 charge per occurrence.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $5,000 and upRequires $5,000 minimum deposit. · $5,000 to open | 0.35% | $5,000 | $35 | Requires $5,000 minimum deposit. |
| $20,000 – $49,000Unknown to open | 0.45% | Unknown | — | |
| $50,000 and upUnknown to open | 0.55% | Unknown | — |
Regular Shares
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- 1166fcu.org/checking-savings · captured Sep 19, 2026
Special Amount
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- 1166fcu.org/checking-savings · captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- 1166fcu.org/checking-savings · captured Sep 19, 2026
Who can join 1166 Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Select Employer Group (SEG) partners are eligible for membership.
Family and household
- Immediate family members of eligible members are eligible for membership.
Other ways
- Businesses can join as business members.
Cost to join
- A one-time payment of $5 is required to become a member.
Membership information collected October 5, 2026.