Credit union · NCUA insured
Old Hickory Credit Union Savings Rates
Old Hickory Credit Union’s best savings rate is 0.70% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Old Hickory Credit Union’s savings rates compare
Compared with banks and credit unions near Nashville, TN, where Old Hickory Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Old Hickory Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
Kasasa Saver
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
Old Hickory Credit Union savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0000.70%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0000.70%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Old Hickory Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 3.00%APY
Free account linked to a Kasasa Cash or Kasasa Cash Back checking account. Automatically collects earned Kasasa checking rewards. To qualify for highest rate: at least 15 debit card purchases, at least 1 direct deposit/ACH credit/ACH payment transaction, enrolled in and agree to receive e-statements, and enrolled in and log into online or mobile banking during each Monthly Qualification Cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000When qualifying criteria are met on first $20,000. Variable rate. | 3.00% | $300 | When qualifying criteria are met on first $20,000. Variable rate. |
| Any balanceWhen qualifying criteria are not met on entire balance. Base dividend rate. Variable rate. | 0.05% | $5 | When qualifying criteria are not met on entire balance. Base dividend rate. Variable rate. |
| Over $20,000When qualifying criteria are met on amounts over $20,000. Variable rate. | 0.25% | — | When qualifying criteria are met on amounts over $20,000. Variable rate. |
Money Market Account
0.70%APY
Tiered dividend rates based on account balance. Dividends are compounded and paid monthly. Minimum balance of $25 required to establish membership.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $50,000 | 0.70% | $70 |
| $50,000 – $100,000 | 0.70% | — |
| $100,000 – $200,000 | 0.80% | — |
| Over $200,000 | 0.80% | — |
Basic Savings Account
0.15%APY
Requires a minimum balance of $25 to maintain membership with Old Hickory Credit Union. Allows unlimited deposits and withdrawals. Dividends are compounded and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Variable rate. | 0.15% | $15 | Variable rate. |
| $15,000 – $50,000Variable rate. | 0.15% | — | Variable rate. |
| $50,000 – $100,000Variable rate. | 0.20% | — | Variable rate. |
| Over $100,000Variable rate. | 0.20% | — | Variable rate. |
Special-purpose accounts
Retirement Plan Shares
0.20%APY
Variable rate IRA savings account. Minimum $100 balance required to earn dividend. Rollovers from other IRA accounts, pensions, and 401k accounts are accepted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $100 to earn dividend. Variable rate.$100 and up | 0.20% | $20 | Minimum $100 to earn dividend. Variable rate. |
Christmas Club
0.15%APY
Minimum $100 to earn dividend.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $100 to earn dividend. Variable rate.$100 and up | 0.15% | $15 | Minimum $100 to earn dividend. Variable rate. |
Health Savings
0.15%APY
Can only be established if the individual has a high deductible health plan (catastrophic insurance). Requires a $5 minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires $5 minimum balance. Variable rate.$5 and up | 0.15% | $15 | Requires $5 minimum balance. Variable rate. |
Save-A-Saurus
0.15%APY
Savings account for members who are 12 years old or younger. Requires a joint member (parent or legal guardian) on the account at all times. Dividends are paid monthly as long as the $25 minimum balance is maintained. Allows unlimited deposits and withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum $25 to earn dividend. Variable rate.$25 and up | 0.15% | $15 | Minimum $25 to earn dividend. Variable rate. |
Teacher Summer Savings Club
0.15%APY
Minimum $100 to earn dividend.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $100 to earn dividend. Variable rate.$100 and up | 0.15% | $15 | Minimum $100 to earn dividend. Variable rate. |
Vacation Club
0.15%APY
Minimum $100 to earn dividend.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $100 to earn dividend. Variable rate.$100 and up | 0.15% | $15 | Minimum $100 to earn dividend. Variable rate. |
Who can join Old Hickory Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.