Bank · FDIC insured
Peoples Bank & Trust Company
A $61.9M bank headquartered in Ryan, OK, with 3 branches in 2 states. Best rates: savings 3.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings750.35%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Peoples Bank & Trust Company
- Headquarters
- 517 Washington Street, Ryan, OK 73565
- FDIC certificate
- 2331 ↗
Branches
3 branches in 2 states
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Oklahoma
2 branches
Ryan area · 1
- Peoples Bank and Trust CompanyMain office517 Washington Street, Ryan, OK 73565Directions
Oklahoma City area · 1
- Edmond Branch2400 Nw 178th St, Edmond, OK 73012Directions
Texas
1 branch
- Wichita Falls Branch2525 Kell Blvd, Wichita Falls, TX 76308Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.36% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 10.85% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | -1.32% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $90 | $67 | — |
- CapitalLeverage ratio14.36%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent10.85%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets-1.32%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$90Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Peoples Bank & Trust Company are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.