Credit union · NCUA insured
Worcester Police Department Federal Credit Union
A $25.2M credit union headquartered in Worcester, MA, with 1,268 members and 1 branch in Massachusetts. Best rates: CDs 3.75% and savings 3.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: no rate at the amounts we compare. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—3.75%CD rates →
- Savings—3.00%Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Worcester Police Department Federal Credit Union
Worcester Police Department Credit Union is a member-owned, federally chartered credit union headquartered in Worcester, Massachusetts, providing financial services since 1947.
The credit union was incorporated on November 22, 1946, and officially opened for business on February 1, 1947.
- Headquarters
- 805 W Boylston St, Worcester, MA 01606-3032
- NCUA charter
- 24868
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership serves Police Officers in Worcester, Holden, Rutland, Paxton, Sterling, West Boylston, Millbury, Auburn, Shrewsbury, Leicester, Spencer, and more.
Branches
1 branch in Massachusetts
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Massachusetts
1 branch
- WpdcuMain office805 W Boylston St, Worcester, MA 01606Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.67% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.48% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.40% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $86 | $59 | — |
- CapitalNet worth ratio11.67%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.48%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.40%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$86Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Worcester Police Department Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.