Bank · FDIC insured
Loyal Trust Bank
Top CarrotA $235.3M bank headquartered in Johns Creek, GA, with 1 branch in Georgia. Best rates: CDs 4.25% and savings 3.00% APY.
Loyal Trust Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 92% of U.S. banks and credit unions
#4 of 60 in Atlanta, GA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Loyal Trust Bank
Loyal Trust Bank was built to serve the financial needs of multicultural business owners, individuals and families.
The bank provides personal banking, business banking and lending support across Johns Creek, Duluth and Peachtree Corners, and offers national SBA lending.
- Headquarters
- 11675 Medlock Bridge Rd, Johns Creek, GA 30097
- FDIC certificate
- 59182 ↗
Branches
1 branch in Georgia
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Georgia
1 branch
- Loyal Trust BankMain office11675 Medlock Bridge Rd, Johns Creek, GA 30097Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.77% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.25% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.26% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $96 | $81 | — |
- CapitalLeverage ratio10.77%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.25%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.26%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$96Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Loyal Trust Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.