Bank · FDIC insured
State Bank of Scotia
A $61M bank headquartered in Scotia, NE, with 1 branch in Nebraska. Best rates: CDs 3.14% and savings 3.00% APY.
State Bank of Scotia Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#89 of 115 in NebraskaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About State Bank of Scotia
State Bank of Scotia was founded in 1934 in Scotia, Nebraska, located in Greeley County.
The Sixel family has held controlling interest in the bank since Clarence Sixel began purchasing controlling stock after joining in 1948.
Located in a rural agricultural community, the bank focuses on providing products and support for agricultural operations and generational transitions.
- Headquarters
- 104 S Main St, Scotia, NE 68875
- FDIC certificate
- 14069 ↗
Branches
1 branch in Nebraska
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Nebraska
1 branch
- State Bank of ScotiaMain office104 S Main St, Scotia, NE 68875Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 19.87% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 7.84% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 0.40% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $55 | $67 | — |
- CapitalLeverage ratio19.87%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent7.84%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets0.40%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$55Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of State Bank of Scotia are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.