Bank · FDIC insured
State Bank of Scotia Savings Rates
State Bank of Scotia’s best savings rate is 3.00% APY on $10,000, with its SNA. Rates checked October 22, 2026.
How State Bank of Scotia’s savings rates compare
Compared with banks and credit unions in Nebraska, where State Bank of Scotia has the most branches. $10,000, best rate first.
This bank’s best
State Bank of Scotia
3.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $300
SNA
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Flatwater Bank
3.60%APY
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000 a year
- $360
State Bank of Scotia savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Bank of Scotia ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
SNA
3.00%APY
Listed under Savings schedule. Variable rate account (Super NOW). Rates may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Minimum balance to obtain APY is $0.01 daily balance. Fees may reduce earnings.Over $0 | 3.00% | $300 | Variable rate. Minimum balance to obtain APY is $0.01 daily balance. Fees may reduce earnings. |
Sources (1)
- statebankofscotia.bank/interest-rates · captured Sep 18, 2026
Passbook Savings Account
1.00%APY
Variable rate account. Interest is compounded and credited quarterly using the daily balance method. Preauthorized, automatic, or telephone transfers are limited to six per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Minimum balance to obtain APY is $0.01 daily balance. Fees may reduce earnings.Over $0 | 1.00% | $100 | Variable rate. Minimum balance to obtain APY is $0.01 daily balance. Fees may reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA
2.02%APY
Variable rate account. Interest is compounded and credited quarterly using the daily balance method. Transfers are limited to six per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Variable rate. Minimum balance to obtain APY is $0.01 daily balance. Fees may reduce earnings.Over $0 | 2.02% | $202 | Variable rate. Minimum balance to obtain APY is $0.01 daily balance. Fees may reduce earnings. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.