Bank · FDIC insured
Oak View National Bank
A $966.1M bank headquartered in Warrenton, VA, with 4 branches in Virginia. Best rates: CDs 4.15% and savings 1.00% APY.
Oak View National Bank Carrot Score
84
Carrot Score
Higher than 67% of U.S. banks and credit unions
#47 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Oak View National Bank
- Headquarters
- 340 Waterloo Street, Warrenton, VA 20186
- FDIC certificate
- 58827 ↗
Branches
4 branches in Virginia
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Virginia
4 branches
- Oak View National BankMain office340 Waterloo Street, Warrenton, VA 20186Directions
- Culpeper Office Branch450 James Madison Hwy, Culpeper, VA 22701Directions
- Flint Hill Branch644 Zachary Taylor Highway, Flint Hill, VA 22627Directions
- Marshall Office4174 D Old Stockyard Road, Marshall, VA 20115Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.16% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.01% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.93% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $57 | $81 | — |
- CapitalLeverage ratio8.16%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.93%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$57Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Oak View National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.