Bank · FDIC insured
Loyal Trust Bank Savings Rates
Top CarrotLoyal Trust Bank’s best savings rate is 3.00% APY on $10,000, with its Premier Money Market. Rates checked October 22, 2026.
How Loyal Trust Bank’s savings rates compare
Compared with banks and credit unions near Atlanta, GA, where Loyal Trust Bank has the most branches. $10,000, best rate first.
This bank’s best
Loyal Trust Bank
4.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $400
Installment Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
Loyal Trust Bank savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0003.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Loyal Trust Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Installment Savings
4.00%APY · 1 term
Minimum savings goal amount is $1,000. Initial deposit required to open account. Accompanying Loyal Trust Bank checking account is required. Automated pre-authorized monthly deposit amount based on savings goal. No withdrawals permitted during savings period without penalty. Interest compounds daily and credits quarterly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsAccompanying checking account required; automated monthly deposit based on minimum $1,000 savings goal. Early withdrawal penalty applies. Interest does not accrue after maturity | 4.00% | $400 |
Sources (1)
- loyaltrustbank.com/wp-content/…Aug-3-Rate-Sheet-LTB.pdf · captured Oct 15, 2026
Max Money Market
2.75%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Must maintain $2,500 average monthly balance to avoid monthly service charge of $10. After 6 debit transactions, $5 per transaction fee applies. | 1.25% | — | Must maintain $2,500 average monthly balance to avoid monthly service charge of $10. After 6 debit transactions, $5 per transaction fee applies. |
| $2,500 – $100,000Must maintain $2,500 average monthly balance to avoid monthly service charge of $10. After 6 debit transactions, $5 per transaction fee applies. | 2.75% | $275 | Must maintain $2,500 average monthly balance to avoid monthly service charge of $10. After 6 debit transactions, $5 per transaction fee applies. |
| $100,000 – $500,000Must maintain $2,500 average monthly balance to avoid monthly service charge of $10. After 6 debit transactions, $5 per transaction fee applies. | 3.25% | — | Must maintain $2,500 average monthly balance to avoid monthly service charge of $10. After 6 debit transactions, $5 per transaction fee applies. |
| $500,000 and upMust maintain $2,500 average monthly balance to avoid monthly service charge of $10. After 6 debit transactions, $5 per transaction fee applies. | 3.50% | — | Must maintain $2,500 average monthly balance to avoid monthly service charge of $10. After 6 debit transactions, $5 per transaction fee applies. |
Sources (2)
- loyaltrustbank.com/personal-ba…verview/personal-savings
- loyaltrustbank.com/wp-content/…Aug-3-Rate-Sheet-LTB.pdf
All captured Sep 19, 2026
Premier Money Market
3.00%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust maintain $10,000 average monthly balance to avoid monthly service charge of $20.Any balance | 3.00% | $300 | Must maintain $10,000 average monthly balance to avoid monthly service charge of $20. |
Sources (2)
- loyaltrustbank.com/personal-ba…verview/personal-savings
- loyaltrustbank.com/wp-content/…Aug-3-Rate-Sheet-LTB.pdf
All captured Sep 19, 2026
Super Personal Savings
1.50%APY
Must maintain $500 average monthly balance to avoid service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Must maintain $500 average monthly balance to avoid service charge. | 1.50% | $150 | Must maintain $500 average monthly balance to avoid service charge. |
| $100,000 and upMust maintain $500 average monthly balance to avoid service charge. | 2.60% | — | Must maintain $500 average monthly balance to avoid service charge. |
Sources (2)
- loyaltrustbank.com/personal-ba…verview/personal-savings
- loyaltrustbank.com/wp-content/…Aug-3-Rate-Sheet-LTB.pdf
All captured Oct 15, 2026
Personal Savings
0.15%APY
Must maintain $500 average monthly balance to avoid service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Must maintain $500 average monthly balance to avoid service charge. | 0.15% | $15 | Must maintain $500 average monthly balance to avoid service charge. |
| $50,000 – $100,000Must maintain $500 average monthly balance to avoid service charge. | 0.20% | — | Must maintain $500 average monthly balance to avoid service charge. |
| $100,000 and upMust maintain $500 average monthly balance to avoid service charge. | 0.25% | — | Must maintain $500 average monthly balance to avoid service charge. |
Sources (2)
- loyaltrustbank.com/personal-ba…verview/personal-savings
- loyaltrustbank.com/wp-content/…Aug-3-Rate-Sheet-LTB.pdf
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.