Bank · FDIC insured
Peoples Bank & Trust Company Savings Rates
Peoples Bank & Trust Company’s best savings rate is 3.00% APY on $10,000, with its Peoples Money Market Account. Rates checked October 15, 2026.
How Peoples Bank & Trust Company’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Peoples Bank & Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank & Trust Company
3.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $300
Peoples Money Market Account
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Peoples Bank & Trust Company savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Bank & Trust Company ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Peoples Money Market Account
3.00%APY
Feature: High Yield Interest Account. $10 service charge avoided with $2500 average balance per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceService charge of $10 avoided with $2500 avg. balance per statement cycle. Requirements: None.Any balance | 3.00% | $300 | Service charge of $10 avoided with $2500 avg. balance per statement cycle. Requirements: None. |
Sources (1)
- peoplesbankusa.com/personal-savings · captured Sep 18, 2026
Elite Savings
0.35%APY
Must open account with $500 of new money (money not already deposited in Peoples Bank & Trust Co.). No broker deposits. All accounts required to be opened in person at a retail location. Variable rate may change after account is opened. $10 service charge avoided with $500 average balance per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust open account with $500 of new money not already deposited in Peoples Bank & Trust Co. No broker deposits. Variable rate. Avoid $10 service charge with $500 avg. balance per statement cycle.Any balance | 0.35% | $35 | Must open account with $500 of new money not already deposited in Peoples Bank & Trust Co. No broker deposits. Variable rate. Avoid $10 service charge with $500 avg. balance per statement cycle. |
Sources (1)
- peoplesbankusa.com/personal-savings · captured Sep 18, 2026
Peoples Savings
0.25%APY
All accounts required to be opened in person at a retail location. Variable rate may change after account is opened. $10 service charge avoided with $25 average balance per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Avoid $10 service charge with $25 avg. balance per statement cycle.Any balance | 0.25% | $25 | Variable rate. Avoid $10 service charge with $25 avg. balance per statement cycle. |
Sources (1)
- peoplesbankusa.com/personal-savings · captured Sep 18, 2026
Special-purpose accounts
Vintage Savings
0.25%APY
Requirements: Age 62 and better. All accounts required to be opened in person at a retail location. Variable rate may change after account is opened. $5 service charge avoided with $25 average balance per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequirements: Age 62 and better. Variable rate. Avoid $5 service charge with $25 avg. balance per statement cycle.Any balance | 0.25% | $25 | Requirements: Age 62 and better. Variable rate. Avoid $5 service charge with $25 avg. balance per statement cycle. |
Sources (1)
- peoplesbankusa.com/personal-savings · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.