Credit union · NCUA insured
1166 Federal Credit Union
Top CarrotA $18.9M credit union headquartered in Swedesboro, NJ, with 1,276 members and 1 branch in New Jersey. Best rates: CDs 2.25% and savings 3.00% APY.
1166 Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#22 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About 1166 Federal Credit Union
1166 Federal Credit Union is based in Swedesboro, New Jersey, and serves regional communities in Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware.
Founded in 1936, the credit union was established to support the financial needs of Mobil research employees.
The institution operates as a member-owned cooperative community where members share their money for the prosperity of one another.
- Headquarters
- 95 Woodstown Rd, Unit C, Swedesboro, NJ 08085
- NCUA charter
- 1166
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Select Employer Group (SEG) partners are eligible for membership.
Family and household
- Immediate family members of eligible members are eligible for membership.
Other ways
- Businesses can join as business members.
Cost to join
- A one-time payment of $5 is required to become a member.
Branches
1 branch in New Jersey
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New Jersey
1 branch
- 1166 FcuMain office95 Woodstown Rd, Unit C, Swedesboro, NJ 08085Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.13% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.27% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.29% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $59 | $59 | — |
- CapitalNet worth ratio9.13%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.27%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.29%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$59Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of 1166 Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.