Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results
- Bienestar Federal Credit UnionWellness Builder Savings AccountSavings · $5 min · 0.10%–3.30% by balance
Credit union · Add a location to see nearby branches
3.30%APY$330 a year on $10,000Requirements
Product: Tiered rates based on average daily balance. Only ONE Wellness Builder Savings Account per member. One (1) free withdrawal per month; each additional withdrawal subject to a $25 excess withdrawal fee.
Offer: Tier applies to balances up to $19,999 ($5.00 to $19,999).
3.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Wellness Builder Savings Account Balance APY Up to $19,999Your amount 3.30% $20,000 – $49,999 1.51% $50,000 and up 0.10% Rate checked
More details - Credit Union of ColoradoEveryday Account w/High-Yield SavingsSavings · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$330 a year on $10,000with conditionsRequirements
Product: Must be enrolled in digital banking and maintain an Everyday Account or Everyday Account w/ Interest in good standing receiving a monthly external digital deposit totaling at least $500. Limit 1 per primary membership. Consumer accounts only (business, youth, and trust accounts not eligible). Account allows no more than 3 withdrawals per calendar month. $10 monthly fee applies if opened greater than 60 days and fails to meet requirements ($500 daily minimum balance, $500 monthly external deposit, or eStatements enrollment). Account subject to closure if not funded within 60 days.
Offer: Rate applies to savings account only on days when balance is between $500 and $25,000. Amounts over $25,000 do not earn interest. Requires maintaining a minimum daily balance of $500, receiving monthly external electronic deposit of at least $500 into Everyday Checking Account, and enrollment in eStatements to avoid $10 monthly fee. Dividends credited monthly.
Qualified rate · 3.25% interest rate · Balance cap $25,000 · $10 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Direct Federal Credit UnionHigh-Yield SavingsSavings · $0 min · 0.00%–3.50% by balance
Credit union · Add a location to see nearby branches
3.30%APY$330 a year on $10,000with conditionsRequirements
Product: New money only (no internal transfers from an existing Direct Federal Credit Union account). Minimum daily balance of $5,000 required to earn stated APY. APY assumes account is paired with an active Direct Advantage Checking; without Direct Advantage Checking, APY is 0.10% lower. Rates are variable.
Offer: If the daily balance falls below $5,000 on any day during the month, no dividends are paid for that dividend period.
Qualified rate · 0.00% interest rate · No monthly fee · Effective Feb 4, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $5,000 0.00% $5,000 – $50,000Your amountAssumes paired with an active Direct Advantage Checking account; without it APY is 0.10% lower. New money only. 3.30% $50,000 and upAssumes paired with an active Direct Advantage Checking account; without it APY is 0.10% lower. New money only. 3.50% Rate checked
More details - Finanta Credit UnionMoney MarketMoney Market · $250 min · 3.04%–4.21% by balance
Credit union · Add a location to see nearby branches
3.30%APY$330 a year on $10,000Requirements
Product: Must be a Finanta Credit Union member. Dividends credited monthly.
Offer: No interest if balance goes below minimum
3.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $250 – $10,000 3.04% $10,000 – $25,000Your amountBumps down to lower rates if below balance minimum 3.30% $25,000 – $50,000Bumps down to lower rates if below balance minimum 3.82% $50,000 – $100,000Bumps down to lower rates if below balance minimum 4.07% $100,000 – $250,000Bumps down to lower rates if below balance minimum 4.21% $250,000 – $500,000Bumps down to lower rates if below balance minimum 4.21% $500,000 and upBumps down to lower rates if below balance minimum 4.21% Rate checked
More details - Jonestown Bank & Trust Co.JBT Companion Savings AccountSavings · $1,000 min
Bank · Add a location to see nearby branches
3.30%APY$330 a year on $10,000with conditionsRequirements
Product: Available when opening a new JBT CD with a term of 6 months or longer and minimum opening deposit of $1,000. Opening balance of CD must be greater than or equal to opening balance of Companion Deposit account. Must be funded with money not currently on deposit at JBT within 10 days of opening CD. Unlimited in-branch withdrawals (withdrawals must be done in person). No early withdrawal penalty and no minimum balance required after opening. Variable rate account.
Offer: Requires opening a new JBT CD of 6 months or longer with initial opening balance >= Companion Savings opening balance. Funded with new money not currently on deposit at JBT within 10 days. Unlimited in-branch withdrawals with no early withdrawal penalty. Variable rate.
Qualified rate · Effective Sep 1, 2026
Rate checked
More details - Salem School System Credit UnionPreferred SharesSavings · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Accepting new funds only. Rate to be paid at end of Quarter 9-30-2026. MUST indicate you want to deposit into Preferred Shares. Dates Dividends Accrue: Date of deposit to end of calendar quarter. WITHDRAWAL NOTICE from Member to Credit Union: 30 Days before end of quarter. Withdrawals: Entire Account Balance permitted after end of term with 30 days notice. Renewal: Automatic renewal for next quarter unless withdrawn during grace period. Grace period is 10 days after end of Quarter.
Offer: Current Term Rate: 3.25% to be paid at end of Quarter 9-30-2026. Accepting new funds only.
Promotional rate · 3.25% interest rate
Rate checked
More details - First American State BankTime Savings AccountSavings · $10,000 min
Bank · Add a location to see nearby branches
3.26%APY$326 a year on $10,000intro rateRequirements
Offer: Term: 1.5 Years
3.21% interest rate · Balance cap $3,000,000 · Effective Dec 19, 2025
Rate checked
More details - Credit Union of AmericaHigh-Yield Savings AccountSavings · $100 min · 0.10%–3.25% by balance
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: Digital-only account opened and managed through online and mobile banking.
Offer: Dividends paid monthly. A $5.00 monthly fee applies if the month-end balance is less than $100 and there has been no account activity in over six months.
3.20% interest rate · $5 monthly fee · Effective May 4, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $50,000Your amount 3.25% Over $50,000 0.10% Rate checked
More details - 3.25%APY$325 a year on $10,000
Requirements
Product: Must be opened in a banking center; requires new money not already on deposit with PeoplesBank
Offer: Requires minimum opening deposit of $10,000 in new money; minimum balance to earn APY is $10 after initial deposit
No monthly fee · Effective Feb 19, 2026
Rate checked
More details - The Freedom Bank of VirginiaWelcome2Freedom High-Yield Money MarketWelcome2Freedom High-Yield Money Market · $500 min
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Minimum opening deposit of $500. $25.00 monthly fee if the balance falls below $2,500.00. New Money Only. Consumer Only.
Offer: $25.00 monthly fee if the balance falls below $2,500.00. Interest compounded daily. New Money Only. Consumer Only.
Promotional rate · 3.20% interest rate · Compounded daily · $25 monthly fee · Effective Oct 7, 2026
Rate checked
More details - Coastal Credit UnionGo Green Money MarketGo Green Money Market · $25 min
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Must be bundled/linked with a Go Green Checking account. A minimum of $5 must be maintained in a Primary Savings account to access products and services. Membership eligibility requirements apply. No monthly service fees.
Offer: Premium Tier: Requires 15 or more Go Green Checking debit card transactions posted per calendar month. Minimum balance required to earn APY is $0.01.
Qualified rate · 3.20% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Brooklyn CoopHigh Yield Savings AccountSavings · 2.00%–3.25% by balance
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000Requirements
Product: Must be a Brooklyn Coop member before opening. Unique savings option combining features of traditional savings and certificate account; funds can be added at any time. Dividends payable monthly. Savings locked from January 1 – May 31 and from July 1 – November 30 (withdrawals allowed in December and June; withdrawal penalty applies in other months). Deposits can be made electronically, but withdrawals only in person or by messaging online.
Offer: Dividends payable monthly. Savings locked from January 1 – May 31 and from July 1 – November 30; withdrawal penalty applies in other months.
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $100,000Your amount 3.25% $100,000 and upSavings more than $100,000 earn 2% APY. 2.00% Rate checked
More details - America's Christian Credit UnionHigh-Yield Savings AccountSavings
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000 - Neighbors Credit UnionPremier Relationship Money MarketPremier Relationship Money Market · $10,000 min · 0.00%–3.25% by balance
Credit union · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Requires a premier loan relationship: commercial, mortgage, or home equity loan with an open amount of $100,000 or greater, or a home equity line of credit with a credit line of $100,000 or greater. Minimum $10,000 to open.
Offer: Requires qualifying mortgage, home equity, or commercial loan relationship of $100,000 or greater.
Qualified rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Premier Relationship Money Market Balance APY Up to $10,000 0.00% $10,000 and upYour amount 3.25% Rate checked
More details - Bluestone BankHigh-Yield Savings AccountSavings · $10 min
Bank · Add a location to see nearby branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Available only for consumers and for new funds to the Bank. Maximum of 6 fee-free withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit thereafter.
Offer: Requires at least two (2) Automated Clearing House (ACH) credits of $250.00 or more each per qualifying period. Maximum of 6 withdrawals or debits per monthly statement period; $3 fee per withdrawal or debit over 6.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay nationwide
12,190 accounts at 4,873 banks and credit unions · checked Oct 16–23
- Typical
- 0.21%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank