Bank · FDIC insured
Jonestown Bank & Trust Co.
A $1B bank headquartered in Jonestown, PA, with 13 branches in Pennsylvania. Best rates: savings 0.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings801.01%3.30% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Jonestown Bank & Trust Co.
Chartered as a state bank in 1873 as the Jonestown Bank, the institution received a new fiduciary charter in 1928 and became Jonestown Bank and Trust Company.
The bank operates under parent company JBT Bancorp, Inc.
- Headquarters
- 2 W Market St, Jonestown, PA 17038
- FDIC certificate
- 10677 ↗
Branches
13 branches in Pennsylvania
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Pennsylvania
13 branches
Lebanon area · 9
- Jonestown Bank and Trust Company, of Jonestown, PennsylvaniaMain office2 W Market St, Jonestown, PA 17038Directions
- East Penn Avenue Branch421 E Penn Ave, Cleona, PA 17042Directions
- Coranwall Manor1 Boyd Street, Cornwall, PA 17016Directions
- Grantville Branch10103 Jonestown Rd, Grantville, PA 17028Directions
- Lebanon Office Branch122 Bowman St, Lebanon, PA 17046Directions
- North Lebanon Township Drive Thru Branch1725 Route 72, Lebanon, PA 17046Directions
- Quentin Road Branch1765 Quentin Rd, Lebanon, PA 17042Directions
- Newmanstown Branch25 E Main St, Newmanstown, PA 17073Directions
- Northside Commons Branch101 Northside Cmns, Palmyra, PA 17078Directions
Lancaster area · 3
- Ephrata Branch1001 Sharp Ave, Ephrata, PA 17522Directions
- Lititz670 Furnace Hills Pike, Lititz, PA 17543Directions
- Manheim Branch1211 Lancaster Rd, Manheim, PA 17545Directions
Reading area · 1
- Robesonia318 E Penn Ave, Robesonia, PA 19551Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.24% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.02% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.41% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $99 | $88 | — |
- CapitalLeverage ratio10.24%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.02%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.41%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$99Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Jonestown Bank & Trust Co. are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.