Credit union · NCUA insured
Brooklyn Coop Savings Rates
Brooklyn Coop’s best savings rate is 0.15% APY on $10,000, with its Savings with ATM. Rates checked October 17, 2026.
How Brooklyn Coop’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Brooklyn Coop has the most branches. $10,000, best rate first.
This credit union’s best
Brooklyn Coop
3.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $325
High Yield Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Brooklyn Coop savings score
69
Savings score
Higher than 24% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0002.00%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Brooklyn Coop ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings Account
3.25%APY
Must be a Brooklyn Coop member before opening. Unique savings option combining features of traditional savings and certificate account; funds can be added at any time. Dividends payable monthly. Savings locked from January 1 – May 31 and from July 1 – November 30 (withdrawals allowed in December and June; withdrawal penalty applies in other months). Deposits can be made electronically, but withdrawals only in person or by messaging online.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Dividends payable monthly. Savings locked from January 1 – May 31 and from July 1 – November 30; withdrawal penalty applies in other months. | 3.25% | $325 | Dividends payable monthly. Savings locked from January 1 – May 31 and from July 1 – November 30; withdrawal penalty applies in other months. |
| $100,000 and upSavings more than $100,000 earn 2% APY. Dividends payable monthly. Savings locked from January 1 – May 31 and from July 1 – November 30; withdrawal penalty applies in other months. | 2.00% | — | Savings more than $100,000 earn 2% APY. Dividends payable monthly. Savings locked from January 1 – May 31 and from July 1 – November 30; withdrawal penalty applies in other months. |
Savings with ATM
0.15%APY
Requires membership eligibility within Brooklyn Coop Field of Membership. $25 one-time membership fee and $30 membership share required to join. $3 monthly fee waived with e-statements. $3 fee per ATM withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3 monthly fee waived with e-statements. One-time $25 membership fee. $3 fee per ATM withdrawal.Any balance | 0.15% | $15 | $3 monthly fee waived with e-statements. One-time $25 membership fee. $3 fee per ATM withdrawal. |
Simple Savings
0.15%APY
Requires membership eligibility within Brooklyn Coop Field of Membership. $25 one-time membership fee and $30 membership share required to join. $3 monthly fee waived with e-statements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3 monthly fee waived with e-statements. One-time $25 membership fee.Any balance | 0.15% | $15 | $3 monthly fee waived with e-statements. One-time $25 membership fee. |
Who can join Brooklyn Coop
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, operate a business, or belong to a community organization headquartered in specified Brooklyn and Queens community districts.
Employers and groups
- Membership is open to individuals who are part of organizations that are "Friends of Bk Coop" members.
Family and household
- Membership is open to relatives of or individuals living in the same household of an existing Brooklyn Cooperative FCU member.
Cost to join
- Joining requires a $25 membership fee.
- Joining requires a $30 membership share deposit.
Membership information collected October 5, 2026.