Credit union · NCUA insured
Coastal Credit Union
Top CarrotA $6.2B credit union, the 64th largest of 4,329, headquartered in Raleigh, NC, with 345,251 members and 22 branches in North Carolina. Best rates: CDs 4.50% and savings 3.00% APY.
Coastal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 98% of U.S. banks and credit unions
#3 of 32 in Raleigh, NC metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Coastal Credit Union
- Headquarters
- 1000 Saint Albans Dr, Raleigh, NC 27609
- NCUA charter
- 18297
Branches
22 branches in North Carolina
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North Carolina
22 branches
Raleigh area · 15
- Administrative HeadquartersMain office1000 Saint Albans Dr, Raleigh, NC 27609Directions
- Olive Chapel Village #131Olive Chapel Village #131, 5330 Apex Peakway, Apex, NC 27502Directions
- Cornerstone #122Cornerstone #122, 2339 Davis Dr, Cary, NC 27519Directions
- Crescent Commons #1332024 Kildaire Farm Rd, Crescent Commons #133, Cary, NC 27518Directions
- North Harrison #114401 N Harrison Ave, Cary, NC 27513Directions
- WakeMed Cary1900 Kildaire Farm Rd, Cary, NC 27518Directions
- White Oak Crossing #1241060 Timber Dr E, White Oak Crossing #124, Garner, NC 27529Directions
- Holly Springs700 Village Walk Dr, Holly Springs, NC 27540Directions
- Lenovo Development8001 Development Dr, Morrisville, NC 27560Directions
- Brier Creek7870 Brier Creek Pkwy, Raleigh, NC 27617Directions
- Crabtree #1924325 Glenwood Ave Ste 4001, Raleigh, NC 27612Directions
- Creedmoor Road #1357451 Creedmoor Rd, Raleigh, NC 27613Directions
- St. Albans Branch #1301000 Saint Albans Dr, 1000 Saint Albans DrSt. Albans Branch #130, Raleigh, NC 27609Directions
- WakeMed Raleigh3000 New Bern Ave # A, Raleigh, NC 27610Directions
- Wakefield Commons #10610850 Wakefield Commons Dr, Wakefield Commons, Raleigh, NC 27614Directions
Durham area · 5
- Carrboro Branch #139310 E Main St Ste 110, Carrboro, NC 27510Directions
- Hope Valley #1287103 NC Highway 751, Durham, NC 27707Directions
- IBM Bldg. 500 (CPL) #115IBM Bldg 500, 4205 S Miami Blvd, Durham, NC 27703Directions
- Page Road #123Page Road #123, 5316 Page Rd, Durham, NC 27703Directions
- South Square #119South Square, 3125 Shannon Rd, Durham, NC 27707Directions
Henderson area · 1
- Henderson236 Dabney Dr, Henderson, NC 27536Directions
Rocky Mount area · 1
- Rocky Mount1080 N Winstead Ave, Rocky Mount, NC 27804Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.86% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.66% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.87% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $81 | $88 | — |
- CapitalNet worth ratio9.86%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.66%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.87%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$81Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Coastal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.