Bank · FDIC insured
First American State Bank Savings Rates
First American State Bank’s best savings rate is 3.72% APY on $10,000, with its Time Savings Account. Rates checked October 22, 2026.
How First American State Bank’s savings rates compare
Compared with banks and credit unions near Denver, CO, where First American State Bank has the most branches. $10,000, best rate first.
This bank’s best
First American State Bank
3.72%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $372
Time Savings Account
Top rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Solera
4.34%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $434
First American State Bank savings score
94
Savings score
Higher than 95% of U.S. banks and credit unions
- $10,000 balance$10,0003.72%
- $100,000 balance$100,0003.72%
- QualifiedQualified3.72%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First American State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
3.87%APY
Rate may change after account is opened. Fees charged to account could reduce earnings on account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 – $3,000,000For existing money market accounts to receive rate, a minimum additional deposit of $50,000 is required that cannot be transferred from an existing account. Average collected balances below $50,000 may earn a lower rate of interest. Maximum deposit eligible for promotional rate is $3 million.$50,000 – $3,000,000 | 3.87% | — | For existing money market accounts to receive rate, a minimum additional deposit of $50,000 is required that cannot be transferred from an existing account. Average collected balances below $50,000 may earn a lower rate of interest. Maximum deposit eligible for promotional rate is $3 million. |
Sources (2)
All captured Sep 17, 2026
Time Savings Account
Up to 3.72%APY · 8 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm: 91 Days | 3.30% | $81 |
| 6 monthsTerm: 182 Days | 3.40% | $169 |
| 12 monthsTerm: 1 Year | 3.31% | $331 |
| 18 monthsTerm: 1.5 Years | 3.26% | $493 |
| 24 monthsTerm: 2 Years | 3.67% | $747 |
| 36 monthsTerm: 3 Years | 3.72% | $1,158 |
| 48 monthsTerm: 4 Years | 3.36% | $1,413 |
| 60 monthsTerm: 5 Years | 3.39% | $1,814 |
Sources (1)
- firstamericanstatebank.com/deposit-products · captured Sep 17, 2026
Special Money Market Account
2.81%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 – $3,000,000 | 2.81% | $281 |
Sources (1)
- firstamericanstatebank.com/deposit-products · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.