Credit union · NCUA insured
Finanta Credit Union Savings Rates
Top CarrotFinanta Credit Union’s best savings rate is 3.30% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Finanta Credit Union’s savings rates compare
Compared with banks and credit unions near Lancaster, PA, where Finanta Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Finanta Credit Union
3.30%APY
- Minimum
- $250
- Earns on $10,000 a year
- $330
Money Market
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Univest
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Finanta Credit Union savings score
95
Savings score
Higher than 98% of U.S. banks and credit unions
- $1,000 balance$1,0003.04%
- $10,000 balance$10,0003.30%
- $100,000 balance$100,0004.21%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Finanta Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
3.30%APY
Must be a Finanta Credit Union member. Dividends credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 – $10,000No interest if balance goes below minimum | 3.04% | — | No interest if balance goes below minimum |
| $10,000 – $25,000Bumps down to lower rates if below balance minimum | 3.30% | $330 | Bumps down to lower rates if below balance minimum |
| $25,000 – $50,000Bumps down to lower rates if below balance minimum | 3.82% | — | Bumps down to lower rates if below balance minimum |
| $50,000 – $100,000Bumps down to lower rates if below balance minimum | 4.07% | — | Bumps down to lower rates if below balance minimum |
| $100,000 – $250,000Bumps down to lower rates if below balance minimum | 4.21% | — | Bumps down to lower rates if below balance minimum |
| $250,000 – $500,000Bumps down to lower rates if below balance minimum | 4.21% | — | Bumps down to lower rates if below balance minimum |
| $500,000 and upBumps down to lower rates if below balance minimum | 4.21% | — | Bumps down to lower rates if below balance minimum |
Personal Savings
0.35%APY
The foundation account required to become a Finanta Credit Union member and access other accounts, benefits, and services.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$5 minimum initial deposit/balance to open account; $25 minimum balance required to earn dividends.$25 and up | 0.35% | $35 | $5 minimum initial deposit/balance to open account; $25 minimum balance required to earn dividends. |
Special-purpose accounts
Youth Savings
0.35%APY
Must be opened with someone 18 years of age or older. Includes membership to Finanta Credit Union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upOpening minimum stated as $1 on youth account page and $5 minimum balance on rate schedule; no fees.$5 and up | 0.35% | $35 | Opening minimum stated as $1 on youth account page and $5 minimum balance on rate schedule; no fees. |
Who can join Finanta Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.