Credit union · NCUA insured
Finanta Credit Union
Top CarrotA $42.7M credit union headquartered in Lancaster, PA, with 1,802 members and 1 branch in Pennsylvania. Best rates: CDs 4.07% and savings 3.30% APY.
Finanta Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#3 of 28 in Lancaster, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Finanta Credit Union
Launched in 2021 by community development financial institution Finanta, Finanta Credit Union is a member-owned cooperative.
The credit union was established to serve low-income residents with ethical financial products and operates locations in Lancaster, Philadelphia, and Reading, Pennsylvania.
- Headquarters
- 51 S Duke St, Lancaster, PA 17602-3573
- NCUA charter
- 24928
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Community First Fund Federal Credit UnionMain office51 S Duke St, Lancaster, PA 17602Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.44% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.64% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 5.61% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $27 | $59 | — |
- CapitalNet worth ratio12.44%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.64%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets5.61%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$27Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Finanta Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.