Bank · FDIC insured
Jonestown Bank & Trust Co. Savings Rates
Jonestown Bank & Trust Co.’s best savings rate is 0.10% APY on $10,000, with its Prime Money Market Account. Rates checked October 16, 2026.
How Jonestown Bank & Trust Co.’s savings rates compare
Compared with banks and credit unions near Lebanon, PA, where Jonestown Bank & Trust Co. has the most branches. $10,000, best rate first.
This bank’s best
Jonestown Bank & Trust Co.
3.30%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $330
JBT Companion Savings Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Ephrata National Bank
3.39%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $339
Jonestown Bank & Trust Co. savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0001.01%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Jonestown Bank & Trust Co. ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
JBT Companion Savings Account
3.30%APY
Available when opening a new JBT CD with a term of 6 months or longer and minimum opening deposit of $1,000. Opening balance of CD must be greater than or equal to opening balance of Companion Deposit account. Must be funded with money not currently on deposit at JBT within 10 days of opening CD. Unlimited in-branch withdrawals (withdrawals must be done in person). No early withdrawal penalty and no minimum balance required after opening. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires opening a new JBT CD of 6 months or longer with initial opening balance >= Companion Savings opening balance. Funded with new money not currently on deposit at JBT within 10 days. Unlimited in-branch withdrawals with no early withdrawal penalty. Variable rate.Any balance | 3.30% | $330 | Requires opening a new JBT CD of 6 months or longer with initial opening balance >= Companion Savings opening balance. Funded with new money not currently on deposit at JBT within 10 days. Unlimited in-branch withdrawals with no early withdrawal penalty. Variable rate. |
Sources (1)
- jbt.bank/personal-banking/cds/certificate-of-deposit · captured Sep 17, 2026
Prime Money Market Account
0.10%APY
Variable-rate account; rates may change at any time after opening. Must maintain a daily minimum balance of $2,500 to earn tiered interest above 0.00% APY. No minimum balance requirement to maintain the account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500 | 0.00% | — | |
| $2,500 – $15,000Must maintain a minimum balance of $2,500 each day to obtain APY. | 0.10% | $10 | Must maintain a minimum balance of $2,500 each day to obtain APY. |
| $15,000 – $25,000Must maintain a minimum balance of $2,500 each day to obtain APY. | 0.30% | — | Must maintain a minimum balance of $2,500 each day to obtain APY. |
| $25,000 – $50,000Must maintain a minimum balance of $2,500 each day to obtain APY. | 0.65% | — | Must maintain a minimum balance of $2,500 each day to obtain APY. |
| $50,000 – $150,000Must maintain a minimum balance of $2,500 each day to obtain APY. | 1.01% | — | Must maintain a minimum balance of $2,500 each day to obtain APY. |
| $150,000 – $250,000Must maintain a minimum balance of $2,500 each day to obtain APY. | 1.51% | — | Must maintain a minimum balance of $2,500 each day to obtain APY. |
| $250,000 – $500,000Must maintain a minimum balance of $2,500 each day to obtain APY. | 2.02% | — | Must maintain a minimum balance of $2,500 each day to obtain APY. |
| $500,000 and upMust maintain a minimum balance of $2,500 each day to obtain APY. | 3.05% | — | Must maintain a minimum balance of $2,500 each day to obtain APY. |
Statement Savings
0.10%APY
Account requires a minimum balance of $100.00 each day to avoid a monthly service charge. If account is closed within the first 90 days, a $5.00 service fee applies. Variable rate account; interest rate and APY may change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate account. Requires a minimum balance of $100.00 each day to avoid a monthly service charge.Any balance | 0.10% | $10 | Variable rate account. Requires a minimum balance of $100.00 each day to avoid a monthly service charge. |
Special-purpose accounts
Young Investor Savings
0.10%APY
For customers under age 18. No minimum balance requirements and monthly service charge is waived until the primary accountholder attains 18 years of age. Variable rate account; interest rate and APY may change at any time.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable to customers under age 18. Variable rate account. Monthly service charge waived until primary accountholder attains 18 years of age.Any balance | 0.10% | $10 | Available to customers under age 18. Variable rate account. Monthly service charge waived until primary accountholder attains 18 years of age. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.