Credit union · NCUA insured
Neighbors Credit Union
A $571.9M credit union headquartered in St. Louis, MO, with 47,638 members and 8 branches in Missouri. Best rates: CDs 4.15% and savings 0.80% APY.
Neighbors Credit Union Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#23 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Neighbors Credit Union
Originally formed in 1928, Neighbors Credit Union was established to serve the savings and borrowing needs of St. Louis U.S. Postal employees.
In 1984, it expanded its field of membership to serve individuals who live or work across seven counties in Missouri and Illinois.
- Headquarters
- 6300 S Lindbergh Blvd, St. Louis, MO 63123-7804
- NCUA charter
- 62905
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in St. Louis City, St. Louis County, St. Charles County, or Jefferson County (MO), or Madison County, Monroe County, or St. Clair County (IL) are eligible for membership.
Family and household
- Family members of existing members are eligible for membership.
Branches
8 branches in Missouri
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Missouri
8 branches
- Neighbors Credit UnionMain office6300 S Lindbergh Blvd, St. Louis, MO 63123Directions
- Fenton612 Gravois Rd, Fenton, MO 63026Directions
- Howdershell355 Howdershell Rd, Florissant, MO 63031Directions
- Nhf11899 New Halls Ferry Rd, Florissant, MO 63033Directions
- Jennings8935 Jennings Station Road, Jennings, MO 63136Directions
- Manchester14422 Manchester Rd, Manchester, MO 63011Directions
- Downtown1720 Market St, Rm 1001, St. Louis, MO 63166Directions
- St. Peters4745 Mexico Rd, St. Peters, MO 63376Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.37% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.22% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.73% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $85 | $76 | — |
- CapitalNet worth ratio12.37%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.22%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.73%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$85Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Neighbors Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.