Credit union · NCUA insured
Bienestar Federal Credit Union Savings Rates
Top CarrotBienestar Federal Credit Union’s best savings rate is 0.10% APY on $10,000, with its Regular Savings Share Accounts. Rates checked October 22, 2026.
How Bienestar Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Bienestar Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bienestar Federal Credit Union
3.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $330
Wellness Builder Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Bienestar Federal Credit Union savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $1,000 balance$1,0003.30%
- $10,000 balance$10,0003.30%
- $100,000 balance$100,0000.10%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bienestar Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Wellness Builder Savings Account
3.30%APY
Tiered rates based on average daily balance. Only ONE Wellness Builder Savings Account per member. One (1) free withdrawal per month; each additional withdrawal subject to a $25 excess withdrawal fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $19,999Tier applies to balances up to $19,999 ($5.00 to $19,999). | 3.30% | $330 | Tier applies to balances up to $19,999 ($5.00 to $19,999). |
| $20,000 – $49,999Tier applies to balances from $20,000 to $49,999. | 1.51% | — | Tier applies to balances from $20,000 to $49,999. |
| $50,000 and upTier applies to balances of $50,000 or more. | 0.10% | — | Tier applies to balances of $50,000 or more. |
Sources (2)
All captured Oct 4, 2026
Regular Savings Share Accounts
0.10%APY
Opening a Savings Account makes you a member of the credit union. No fees. Maintain a balance of $5 or more to earn dividends. Dividends are calculated on the average daily balance and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMaintain a balance of $5 or more to earn dividends.$5 and up | 0.10% | $10 | Maintain a balance of $5 or more to earn dividends. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA Share Accounts
0.25%APY
Traditional and Roth IRA options available for retirement savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Oct 4, 2026
Who can join Bienestar Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Columbia Plaza Limited Partnership are eligible to join.
- Members of the DC Public Health Association are eligible to join.
- Employees and volunteers of The Fruit Tree Planting Foundation are eligible to join.
- Members of the Jesuit Community of Georgetown are eligible to join.
- Employees and family members of MedStar Corporation are eligible to join.
- Employees of MedStar Community Practice Network are eligible to join.
13 more ways to join
Employers and groups
- MedStar employees in the Washington DC metropolitan area are eligible to join.
- Employees of MedStar Health Faculty Practice Group are eligible to join.
- Employees of MedStar Georgetown University Hospital are eligible to join.
- Individuals affiliated with National Rehabilitation Hospital are eligible to join.
- Employees of Strategic Partner companies are eligible to join.
- Individuals affiliated with The Visiting Nurse Association are eligible to join.
- Individuals affiliated with Washington Hospital Center are eligible to join.
Military, government and schools
- Faculty and staff of Georgetown University are eligible to join.
- Employees of Georgetown Visitation Preparatory School are eligible to join.
- Faculty and staff of The George Washington University are eligible to join.
- Employees, retirees, and contractors of the Pan American Health Organization (PAHO) are eligible to join.
- Employees, retirees, and contractors of the World Health Organization (WHO) are eligible to join.
Family and household
- Immediate family members and household members of current Bienestar FCU members are eligible to join.
Membership information collected October 4, 2026.