Credit union · NCUA insured
Coastal Credit Union Savings Rates
Top CarrotCoastal Credit Union’s best savings rate is 3.00% APY on $10,000, with its High Yield Savings. Rates checked October 22, 2026.
How Coastal Credit Union’s savings rates compare
Compared with banks and credit unions near Raleigh, NC, where Coastal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coastal Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $325
Go Green Money Market
Top rate
Langley Credit Union
3.75%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $375
3rd-highest rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
Coastal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.00%
- $10,000 balance$10,0003.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coastal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Go Green Money Market
Up to 3.25%APY
Must be bundled/linked with a Go Green Checking account. A minimum of $5 must be maintained in a Primary Savings account to access products and services. Membership eligibility requirements apply. No monthly service fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Premium Tier: Requires 15 or more Go Green Checking debit card transactions posted per calendar month. Minimum balance required to earn APY is $0.01.Over $0 | 3.25% | $325 | Premium Tier: Requires 15 or more Go Green Checking debit card transactions posted per calendar month. Minimum balance required to earn APY is $0.01. |
| Over $0Base Tier: Applies to entire balance if 0-14 Go Green Checking debit card transactions are posted per calendar month. Minimum balance required to earn APY is $0.01.Over $0 | 1.00% | $100 | Base Tier: Applies to entire balance if 0-14 Go Green Checking debit card transactions are posted per calendar month. Minimum balance required to earn APY is $0.01. |
High Yield Savings
3.00%APY
Tiered rate account based on average daily balance determined at end of month. Once minimum balance for a tier is met, the APY applies to the full balance. No monthly service fees. Must process a deposit within the first 6 months of account opening. A minimum of $5 must be maintained in Primary Savings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Base Tier: Applies to average daily balances of $9,999.99 or less. No monthly service fees. Balance of $0.01 required to earn APY. Rate applies to full balance. | 0.10% | — | Base Tier: Applies to average daily balances of $9,999.99 or less. No monthly service fees. Balance of $0.01 required to earn APY. Rate applies to full balance. |
| $10,000 and upPremium Tier: Applies to average daily balances of $10,000 or more. Rate applies to full balance once threshold is met. No monthly service fees. | 3.00% | $300 | Premium Tier: Applies to average daily balances of $10,000 or more. Rate applies to full balance once threshold is met. No monthly service fees. |
Basic Money Market
2.00%APY
Membership eligibility requirements apply. A minimum of $5 must be maintained in a Primary Savings account to have access to all products and services. No monthly service fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.00% | $200 |
Primary Savings
0.10%APY
Active accounts have no monthly service fee. Minimum $5 must be maintained in Primary Savings to maintain membership and access products and services. Daily balance of $0.01 required to earn APY according to rate table footnote, while Truth in Savings disclosure cites $5.00 minimum daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum daily balance of $5.00 required to earn stated APY according to Truth in Savings disclosure; $0.01 balance required according to rate table footnote. Active accounts have no monthly service fee.Over $0 | 0.10% | $10 | Minimum daily balance of $5.00 required to earn stated APY according to Truth in Savings disclosure; $0.01 balance required according to rate table footnote. Active accounts have no monthly service fee. |
Special Savings
0.10%APY
Ideal for vacations, hobbies, or holiday expenses. A minimum of $5 must be maintained in Primary Savings to access products and services. A balance of $0.01 is required to earn APY. No monthly service fees for active accounts. Must process a deposit within the first 6 months of account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0A balance of $0.01 is required to earn applicable product APY. No monthly service fees for active accounts. Must process a deposit within the first 6 months.Over $0 | 0.10% | $10 | A balance of $0.01 is required to earn applicable product APY. No monthly service fees for active accounts. Must process a deposit within the first 6 months. |
Special-purpose accounts
High Yield IRA Savings Account
3.00%APY
Offers Traditional, Roth, and SEP IRA options. Maintain $5 in Primary Savings for access to services. Penalties may be imposed for early withdrawal. Dividends compounded and credited monthly based on daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional, Roth, and SEP IRA options available. Penalties may apply for early withdrawal.Any balance | 3.00% | $300 | Traditional, Roth, and SEP IRA options available. Penalties may apply for early withdrawal. |
Health Savings Account (HSA)
1.00%APY
Designed for individuals enrolled in a High-Deductible Health Plan (HDHP). Must maintain $5 in Primary Savings for membership access. Balance of $0.01 required to earn APY. No account restrictions apply under disclosure limitations.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Enrolled in High Deductible Health Plan (HDHP) required. A balance of $0.01 is required to earn APY.Over $0 | 1.00% | $100 | Enrolled in High Deductible Health Plan (HDHP) required. A balance of $0.01 is required to earn APY. |
Who can join Coastal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.