Credit union · NCUA insured
America's Christian Credit Union Savings Rates
Top CarrotAmerica's Christian Credit Union’s best savings rate is 3.25% APY on $10,000, with its High-Yield Savings Account. Rates checked October 16, 2026.
How America's Christian Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where America's Christian Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
America's Christian Credit Union
3.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $325
High-Yield Savings Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
America's Christian Credit Union savings score
95
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0003.25%
- $10,000 balance$10,0003.25%
- $100,000 balance$100,0003.25%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where America's Christian Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High-Yield Savings Account
3.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn up to 3.25% APY.Any balance | 3.25% | $325 | Earn up to 3.25% APY. |
Sources (1)
- americaschristiancu.com/person…gh-yield-savings-account · captured Oct 16, 2026
Money Market Account
0.80%APY
Money market accounts can be opened with as little as $2,500 and have rate tiers to choose from. Up to 6 free withdrawals per month. No monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $50,000Tier 1. If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY. Compounded/paid monthly. Variable rate. | 0.80% | $80 | Tier 1. If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY. Compounded/paid monthly. Variable rate. |
| $50,000 – $100,000Tier 2. If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY. Compounded/paid monthly. Variable rate. | 0.90% | — | Tier 2. If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY. Compounded/paid monthly. Variable rate. |
| $100,000 – $250,000Tier 3. If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY. Compounded/paid monthly. Variable rate. | 1.00% | — | Tier 3. If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY. Compounded/paid monthly. Variable rate. |
| $250,000 and upTier 4. If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY. Compounded/paid monthly. Variable rate. | 3.00% | — | Tier 4. If the balance falls below $2,500, the rate drops to the Regular Share/Savings rate of 0.10% APY. Compounded/paid monthly. Variable rate. |
Sources (3)
- americaschristiancu.com/personal/checking-and-savings
- americaschristiancu.com/personal/money-market
- americaschristiancu.com/personal/rates
All captured Oct 16, 2026
Regular Share/Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompounds quarterly. Earn dividends on balances of $100 or more ($100 minimum deposit to earn dividends). No monthly service fee; $3.00 monthly paper statement fee is waived with eStatements.$100 and up | 0.10% | $10 | Compounds quarterly. Earn dividends on balances of $100 or more ($100 minimum deposit to earn dividends). No monthly service fee; $3.00 monthly paper statement fee is waived with eStatements. |
Sources (1)
- americaschristiancu.com/personal/regular-share-savings · captured Oct 6, 2026
Special-purpose accounts
Christmas Club
1.00%APY
Full balance is automatically disbursed on November 1 each year to a Traditional Savings or Checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Earn dividends on balances $10 or more (for average daily balances of $1,500+ according to club comparison). If balance exceeds $20,000, rate drops to Regular Share/Savings rate of 0.10% APY. No monthly service fee; $3.00 monthly paper statement fee is waived with eStatements.Up to $20,000 | 1.00% | $100 | Earn dividends on balances $10 or more (for average daily balances of $1,500+ according to club comparison). If balance exceeds $20,000, rate drops to Regular Share/Savings rate of 0.10% APY. No monthly service fee; $3.00 monthly paper statement fee is waived with eStatements. |
Sources (2)
- americaschristiancu.com/personal/christmas-club
- americaschristiancu.com/personal/compare-club-accounts
All captured Oct 16, 2026
Vacation Club
0.15%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Earn dividends on balances $5 or more (for average daily balances of $1,500+ according to club comparison). If balance exceeds $20,000, rate drops to Regular Share/Savings rate of 0.10% APY. No monthly service fee; $3.00 monthly paper statement fee is waived with eStatements.Up to $20,000 | 0.15% | $15 | Earn dividends on balances $5 or more (for average daily balances of $1,500+ according to club comparison). If balance exceeds $20,000, rate drops to Regular Share/Savings rate of 0.10% APY. No monthly service fee; $3.00 monthly paper statement fee is waived with eStatements. |
Sources (2)
- americaschristiancu.com/personal/vacation-club
- americaschristiancu.com/personal/compare-club-accounts
All captured Oct 16, 2026
Youth / Varsity Savings
0.15%APY
Designed for kids from age 0 up to age 17 (Youth Savings for up to age 12; converts at age 13 to Varsity Savings). Requires an adult joint owner.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarn dividends on balances $25 or more. No monthly service fee; $3.00 monthly paper statement fee is waived with eStatements.$25 and up | 0.15% | $15 | Earn dividends on balances $25 or more. No monthly service fee; $3.00 monthly paper statement fee is waived with eStatements. |
Sources (1)
- americaschristiancu.com/personal/youth-savings · captured Oct 6, 2026
Student Savings Account
0.10%APY
Designed for young adults from ages 18-24 (converts to a traditional savings account at age 25). Minors must have a joint owner over 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upEarn dividends on balances $100 or more. No monthly service fee; $3.00 monthly paper statement fee is waived with eStatements.$100 and up | 0.10% | $10 | Earn dividends on balances $100 or more. No monthly service fee; $3.00 monthly paper statement fee is waived with eStatements. |
Sources (1)
- americaschristiancu.com/personal/student-savings · captured Oct 16, 2026
Who can join America's Christian Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.