Credit union · NCUA insured
Bienestar Federal Credit Union
Top CarrotA $325.8M credit union headquartered in Arlington, VA, with 6,977 members and 1 branch in District of Columbia. Best rates: CDs 4.59% and savings 0.10% APY.
Bienestar Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 86% of U.S. banks and credit unions
#19 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Bienestar Federal Credit Union
Bienestar Federal Credit Union is a not-for-profit financial cooperative formed when Healthcare Employees Mid-Atlantic Federal Credit Union merged into PAHO/WHO Federal Credit Union in 2026.
Operating for over 75 years, the credit union serves international health organization personnel, regional healthcare employees, university faculty and staff, and affiliated community partner organizations.
- Headquarters
- 2300 Wilson Blvd, Suite 420, Arlington, VA 22201
- NCUA charter
- 6464
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Columbia Plaza Limited Partnership are eligible to join.
- Members of the DC Public Health Association are eligible to join.
- Employees and volunteers of The Fruit Tree Planting Foundation are eligible to join.
- Members of the Jesuit Community of Georgetown are eligible to join.
- Employees and family members of MedStar Corporation are eligible to join.
- Employees of MedStar Community Practice Network are eligible to join.
13 more ways to join
Employers and groups
- MedStar employees in the Washington DC metropolitan area are eligible to join.
- Employees of MedStar Health Faculty Practice Group are eligible to join.
- Employees of MedStar Georgetown University Hospital are eligible to join.
- Individuals affiliated with National Rehabilitation Hospital are eligible to join.
- Employees of Strategic Partner companies are eligible to join.
- Individuals affiliated with The Visiting Nurse Association are eligible to join.
- Individuals affiliated with Washington Hospital Center are eligible to join.
Military, government and schools
- Faculty and staff of Georgetown University are eligible to join.
- Employees of Georgetown Visitation Preparatory School are eligible to join.
- Faculty and staff of The George Washington University are eligible to join.
- Employees, retirees, and contractors of the Pan American Health Organization (PAHO) are eligible to join.
- Employees, retirees, and contractors of the World Health Organization (WHO) are eligible to join.
Family and household
- Immediate family members and household members of current Bienestar FCU members are eligible to join.
Branches
1 branch in District of Columbia
Loading map…
District of Columbia
1 branch
- PAHO WHO Federal Credit Union Columbia Plaza506 23rd St NW, Washington, DC 20037Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.32% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.64% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.32% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $55 | $76 | — |
- CapitalNet worth ratio14.32%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.64%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.32%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$55Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Bienestar Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.