Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Lafayette, LA metro
- 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Paired with ZydeCash Checking. Average Daily Balance used to calculate interest. Limited to one account per Social Security number.
Offer: Base rate applied to all balances if monthly qualifications are not met on ZydeCash Checking.
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for ZydeCash Savings Balance APY Any balance 0.05% Up to $30,000Your amountQualifying rate tier when qualifications are met during monthly qualification cycle on ZydeCash Checking (12 debit card purchases, at least 1 direct deposit or automatic payment, e-statements online, personal online or mobile banking access). 0.50% Over $30,000 0.15% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Membership is open to individuals who live, work, worship, or attend school in Lafayette, Iberia, Acadia, St. Martin, Beauregard, Calcasieu, Cameron, Jefferson Davis, St. Landry, St. Mary, or Vermilion parishes; immediate family members of current members; or close personal relatives (spouses, parents, grandparents, children, grandchildren, and siblings) once a member has opened an account.
0.50% interest rate
Rate checked
More details - Advancial Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.46%–0.56% by balance
Credit union · 2 branches
0.46%APY$46 a year on $10,000Requirements
Product: Advancial membership required (minimum $5 membership share deposit). No monthly service fee. Minimum opening deposit of $2,500. Minimum daily balance of $2,500 is required to earn dividends.
Offer: Minimum opening deposit of $2,500. Earn dividends on balances greater than or equal to $2,500.
0.46% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.46% $25,000 and up 0.51% $50,000 and up 0.56% Rate checked
More details - CUSA Federal Credit UnionPrime Money MarketPrime Money Market · $2,000 min · 0.45%–0.80% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,0000.45% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Prime Money Market Balance APY $2,000 and upYour amount 0.45% $50,000 and up 0.65% $75,000 and up 0.80% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum deposit of $2,500.00 to open account. If daily collected balance falls below $2,500.00, no interest will accrue. Six withdrawals/transfers permitted per statement cycle; $10.00 fee per debit item over six.
Offer: Minimum balance to obtain APY is $2,500.00. If daily collected balance falls below $2,500.00, no interest will accrue.
0.45% interest rate · Effective May 11, 2023
Rate checked
More details - Neighbors Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Offer: Balance below $2,500; $10 monthly fee applies if total average monthly deposit balance is below $2,500 with no active loan (fee does not apply to accounts owned by members under 25 or with Neighbors Plus/Basic checking).
0.00% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Dividends compounded and credited monthly. 0.20% $10,000 – $25,000Your amountDividends compounded and credited monthly. 0.30% $25,000 – $50,000Dividends compounded and credited monthly. 0.40% $50,000 and upDividends compounded and credited monthly. 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No-fee savings that can be pledged as collateral for a Share Pledge Loan. No minimum opening deposit and no minimum balance to keep the account open. Dividends paid quarterly.
Offer: Balances over $1,000 earn 0.25% APY
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must qualify for ULFCU membership. $5 one-time membership fee (stays on hold in the account for the lifetime of the membership). $5 minimum balance to maintain account. Withdraw for free up to twice a month.
Offer: Minimum balance to earn dividends is $100.00. No monthly service fee.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Must qualify for ULFCU membership. Available when you open a Cypress Rewards Cash Checking Account; rewards earned are swept automatically into this account. $5 minimum balance to maintain. Withdraw for free up to twice a month.
Offer: Minimum balance to earn dividends is $100.00. No monthly service fee.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Basic account for membership. Requires a $5 minimum balance on deposit to be a member in good standing. Available to eligible members who live, work, worship, or attend school in designated parishes or immediate family members.
0.25% interest rate
Rate checked
More details - Meritus Credit UnionMoney Market Savings AccountsMoney Market Savings Accounts · $0 min · 0.10%–0.56% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Only six electronic type transactions allowed per month.
0.10% interest rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Savings Accounts Balance APY Up to $2,500 0.10% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.52% $50,000 and up 0.56% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership eligibility required. Requires maintaining $25 minimum balance (par value of one share). Must have a minimum balance of $100 to earn interest/dividends.
Offer: $100.00 minimum average daily balance required to earn interest.
0.25% interest rate · Effective Oct 1, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $5 opening deposit and minimum balance to open and maintain credit union membership. Earns competitive dividends. No monthly service charge.
0.25% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lafayette, LA metro
64 accounts at 26 banks and credit unions · checked Oct 6–22
- Typical
- 0.21%
- Top 10% from
- 2.35%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Lafayette, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 705 FCUCredit union · 1 branch