Credit union · NCUA insured
Neighbors Federal Credit Union Savings Rates
Neighbors Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Neighbors Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Neighbors Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Neighbors Federal Credit Union
0.30%APY
- Requires
- None
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $385
2nd-highest rate
Ascension Credit Union
3.60%APY
- Requires
- None
- Earns on $10,000 a year
- $360
Neighbors Federal Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Neighbors Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Balance below $2,500; $10 monthly fee applies if total average monthly deposit balance is below $2,500 with no active loan (fee does not apply to accounts owned by members under 25 or with Neighbors Plus/Basic checking). | 0.00% | — | Balance below $2,500; $10 monthly fee applies if total average monthly deposit balance is below $2,500 with no active loan (fee does not apply to accounts owned by members under 25 or with Neighbors Plus/Basic checking). |
| $2,500 – $10,000Balance $2,500 - $9,999.99; Dividends compounded and credited monthly. | 0.20% | — | Balance $2,500 - $9,999.99; Dividends compounded and credited monthly. |
| $10,000 – $25,000Balance $10,000 - $24,999.99; Dividends compounded and credited monthly. | 0.30% | $30 | Balance $10,000 - $24,999.99; Dividends compounded and credited monthly. |
| $25,000 – $50,000Balance $25,000 - $49,999.99; Dividends compounded and credited monthly. | 0.40% | — | Balance $25,000 - $49,999.99; Dividends compounded and credited monthly. |
| $50,000 and upBalance over $50,000; Dividends compounded and credited monthly. | 0.50% | — | Balance over $50,000; Dividends compounded and credited monthly. |
Sources (3)
- neighborsfcu.org/bank/savings/money-market-account
- neighborsfcu.org/learn/rates/savings-rates
- neighborsfcu.org/schedule-of-fees-and-charges
All captured Oct 5, 2026
Extra Savings Account
0.10%APY
Balances over $100 earn dividends. A $6 Below Minimum fee applies if total average monthly deposit balance is below $500 with no active loan (does not apply to accounts owned by members under age 25 or members with Neighbors Plus or Basic checking accounts). Excess withdrawal/transfer fee of $4 for more than 10 per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends calculated on daily balance method, compounded and credited quarterly. Balances over $100 earn dividends. $6 below minimum fee applies if total average monthly deposit balance is below $500 with no active loan (waived for under age 25 or with Neighbors Plus/Basic checking).$100 and up | 0.10% | $10 | Dividends calculated on daily balance method, compounded and credited quarterly. Balances over $100 earn dividends. $6 below minimum fee applies if total average monthly deposit balance is below $500 with no active loan (waived for under age 25 or with Neighbors Plus/Basic checking). |
Member Savings Account
0.10%APY
Balances over $100 earn dividends. Establishes membership. A $6 Below Minimum fee applies if total average monthly deposit balance is below $500 with no active loan (does not apply to accounts owned by members under age 25 or members with Neighbors Plus or Basic/Geaux Free checking accounts). Excess withdrawal/transfer fee of $4 for more than 10 per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends calculated on daily balance method, compounded and credited quarterly. Balances over $100 earn dividends. $6 below minimum fee applies if total average monthly deposit balance is below $500 with no active loan (waived for under age 25 or with Neighbors Plus/Basic/Geaux Free checking).$100 and up | 0.10% | $10 | Dividends calculated on daily balance method, compounded and credited quarterly. Balances over $100 earn dividends. $6 below minimum fee applies if total average monthly deposit balance is below $500 with no active loan (waived for under age 25 or with Neighbors Plus/Basic/Geaux Free checking). |
Special-purpose accounts
Individual Retirement Account
0.45%APY
Tax-advantaged savings account offering Traditional, Roth, and Coverdell Education Savings Account (CESA) options. No monthly or annual fees. Early withdrawal subject to penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Dividend rate and APY may change every dividend period. Dividends calculated on daily balance method, compounded and credited quarterly. Early withdrawal subject to penalty. No monthly or annual fees.Any balance | 0.45% | $45 | No minimum balance required. Dividend rate and APY may change every dividend period. Dividends calculated on daily balance method, compounded and credited quarterly. Early withdrawal subject to penalty. No monthly or annual fees. |
Who can join Neighbors Federal Credit Union
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