Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Grand Rapids, MI metro
- Arbor Financial Credit UnionPremier SavingsSavings · $0 min · 1.20%–2.45% by balance
Credit union · 3 branches
1.20%APY$120 a year on $10,000Requirements
Product: One Premier Savings account per member. No minimum balance required to open.
Offer: One Premier Savings account per member.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $15,000Your amount 1.20% $15,000 – $50,000 1.20% $50,000 – $100,000 1.85% $100,000 – $175,000 2.35% $175,000 and up 2.45% Rate checked
More details - Michigan First Credit UnionMoney Market AccountMoney Market Account · $1 min · 0.00%–2.53% by balance
Credit union · 6 branches
1.06%APY$106 a year on $10,000Requirements
Product: Members must be 18 years old to open this account. Minimum account aggregate balance of $100 required to avoid additional fee of $3/month.
Offer: Minimum balance to open account and earn advertised APY. Minimum account aggregate balance of $100 required to avoid $3/month fee.
0.00% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $4,999 1.06% $5,000 – $24,999Your amount 1.06% $25,000 – $99,000 1.71% $100,000 – $199,999 2.22% $200,000 – $499,999 2.53% $500,000 and up 2.53% Rate checked
More details - Northwest Consumers Federal Credit UnionHigh Yield AccountSavings · $10 min · 0.00%–1.01% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Effective Nov 6, 2024
Rate by balance
Rate by balance for High Yield Account Balance APY $10 and up 0.00% $500 and up 0.20% $1,000 and up 0.35% $2,500 and upYour amount 1.01% $50,000 and up 1.01% $85,000 and up 1.01% Rate checked
More details - River Valley Credit UnionMoney MarketMoney Market · $2,500 min · 1.01%–2.75% by balance
Credit union · 3 branches
1.01%APY$101 a year on $10,000Requirements
Product: Membership eligibility requires living, working, worshiping, or attending school in Kent, Montcalm, or Ionia County, Michigan, or being over age 55 with qualifying retirement income. Rates are variable and subject to change monthly as determined by the Board of Directors. Dividends are calculated using the Average Daily Balance method and compounded and credited monthly.
Offer: Minimum balance to earn APY is $2,500.00. Dividends are compounded and credited monthly. Calculated using average daily balance method.
1.00% interest rate · Effective Apr 22, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.01% $10,000 – $25,000Your amount 1.01% $25,000 – $50,000 2.02% $50,000 – $100,000 2.02% $100,000 and up 2.75% Rate checked
More details - Adventure Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 1.00%–2.53% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: All those who live, work, worship or attend school in the State of Michigan are eligible to join. $0 minimum deposit to open account. Dividends are compounded daily and paid monthly. $5,000 minimum balance required to earn dividends. Single Account Minimum Balance fee of $5.00 monthly applies if balance < $500 with no other relationship.
Offer: Variable rate. All deposited funds earn the rate for the tier.
1.00% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.51% $50,000 – $100,000 2.02% $100,000 – $250,000 2.27% $250,000 and up 2.53% Rate checked
More details - Highpoint Community BankHigh Yield SavingsSavings · $1,000 min · 1.00%–3.91% by balance
Bank · 4 branches
1.00%APY$100 a year on $10,000Requirements
Offer: Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000.
1.00% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $100,000 1.50% $100,000 – $200,000 2.25% $200,000 – $500,000 2.75% $500,000 and up 3.91% Rate checked
More details - Community West Credit UnionQuest Money MarketQuest Money Market · $0 min · 1.00%–3.25% by balance
Credit union · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: Dividends paid monthly, computed on the average daily balance. Up to six withdrawals per month without penalty.
0.99% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Quest Money Market Balance APY Up to $9,999 1.00% $10,000 – $49,999Your amount 1.00% $50,000 – $99,999 2.00% $100,000 – $249,999 3.00% $250,000 – $999,999 3.25% $1,000,000 and up 3.00% Rate checked
More details - Lake Michigan Credit UnionMax Money MarketMax Money Market · $0 min · 1.00%–3.90% by balance
Credit union · 32 branches
1.00%APY$100 a year on $10,000Requirements
Product: A member savings account with a $5 minimum balance is required to establish and maintain membership. No minimum deposit and no monthly fees. Includes check-writing access. Interest is accrued daily and paid monthly. Variable rates subject to change after account opening.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Max Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.90% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.90% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Monthly maintenance fee of $10 is waived by maintaining a minimum average daily balance of $200 and/or maintaining an active Union Bank checking account.
Offer: Waive $10 monthly maintenance fee by maintaining a minimum average daily balance of $200 and/or maintaining an active Union Bank checking account.
$10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Universal Savings Balance APY Up to $25,000Your amount 1.00% $25,000 – $200,000 1.51% $200,000 – $1,000,000 2.02% $1,000,000 and up 2.53% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Deposits can be made by payroll deductions or automatic transfer with the exception of initial deposit. Withdrawals can only be made during the months of May, June, July, and August. Funds will be transferred automatically to your MSUFCU checking or savings account.
Offer: Withdrawals restricted to May, June, July, and August.
Effective Aug 25, 2026
Rate checked
More details - Intandem Credit UnionHigh Yield Savings AccountSavings · $1,000 min · 0.75%–2.20% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Minimum balance of $1,000 required. Interest accrued daily, credited monthly.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $1,000 – $24,999Your amount 0.75% $25,000 – $49,999 1.00% $50,000 – $99,999 1.70% $100,000 and up 2.20% Rate checked
More details - Meijer Credit UnionMoney MarketMoney Market · $1,000 min · 0.75%–1.01% by balance
Credit union · 3 branches
0.75%APY$75 a year on $10,000Requirements
Product: Early withdraw penalties may apply, and fees may reduce earning.
0.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,500 0.75% $2,500 – $10,000 0.75% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 0.75% $50,000 – $100,000 1.01% $100,000 and up 1.01% Rate checked
More details - United Bank of MichiganMoney Market SavingsMoney Market Savings · $100 min · 0.75%–2.50% by balance
Bank · 9 branches
0.75%APY$75 a year on $10,000Requirements
Product: Avoid $15 monthly service charge when you maintain a minimum balance of $5,000. Unlimited withdrawals and transfers (does not offer check writing or debit card).
Offer: Avoid $15 monthly service charge when maintaining a minimum balance of $5,000.
$15 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $50,000Your amount 0.75% $50,000 – $250,000 1.50% $250,000 – $500,000 2.00% $500,000 and up 2.50% Rate checked
More details - Tri-Cities Credit UnionSilver SavingsSavings · $1,000 min · 0.50%–1.10% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Effective Mar 4, 2024
Rate by balance
Rate by balance for Silver Savings Balance APY $1,000 and up 0.50% $10,000 and upYour amount 0.70% $25,000 and up 0.90% $50,000 and up 1.10% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Interest accrues daily, paid monthly. Minimum $1,000 account balance to earn dividend/interest.
Offer: Minimum balance must be met to earn dividend.
Rate by balance
Rate by balance for Money Market Plus Balance APY $1,000 – $10,000Your amount 0.70% $10,000 – $25,000 0.75% $25,000 – $50,000 0.85% $50,000 – $100,000 1.50% $100,000 – $200,000 2.15% $200,000 – $250,000 2.25% Over $250,000 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Grand Rapids, MI metro
173 accounts at 55 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Grand Rapids, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Meijer Credit UnionCredit union · 3 branches
- North Central Area Credit UnionCredit union · 1 branch
- KCCUCredit union · 1 branch