Credit union · NCUA insured
Intandem Credit Union Savings Rates
Intandem Credit Union’s best savings rate is 0.75% APY on $10,000, with its High Yield Savings Account. Rates checked October 16, 2026.
How Intandem Credit Union’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Intandem Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Intandem Credit Union
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
High Yield Savings Account
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Intandem Credit Union savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.20%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Intandem Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings Account
0.75%APY
Minimum balance of $1,000 required. Interest accrued daily, credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $24,999 | 0.75% | $75 |
| $25,000 – $49,999 | 1.00% | — |
| $50,000 – $99,999 | 1.70% | — |
| $100,000 and up | 2.20% | — |
Special-purpose accounts
Individual Retirement Account
0.20%APY
Traditional and Roth IRAs available. Money grows tax-free and can be used for rollovers. Funds in IRA savings insured to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Christmas Club
0.10%APY
Transfers and deposits into this account can be made for any amount at any time. On October 1st, funds are transferred into share savings account. Interest is paid to accounts with a monthly balance of $100 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest is paid to accounts with a monthly balance of $100 or more. On October 1st, funds are transferred into share savings account.$100 and up | 0.10% | $10 | Interest is paid to accounts with a monthly balance of $100 or more. On October 1st, funds are transferred into share savings account. |
Share Savings Account
0.10%APY
No monthly service charge. Minimum $5.00 deposit required. Interest paid to accounts with a monthly balance of $100 or more (minimum balance not applicable for minors under 18). Dividends calculated daily, compounded, and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest paid to accounts with a monthly balance of $100 or more. Minimum balance not applicable for minors under 18 years of age.$100 and up | 0.10% | $10 | Interest paid to accounts with a monthly balance of $100 or more. Minimum balance not applicable for minors under 18 years of age. |
Vacation Club
0.10%APY
No transaction limits and account holder determines when funds are wanted.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Intandem Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone whose residence, employment, place of religious worship, or school is in Allegan, Barry, Ionia, Kent, Lake, Mason, Mecosta, Montcalm, Muskegon, Newaygo, Oceana, Osceola, and Ottawa Counties is eligible to join.
Employers and groups
- Employees of Intandem Credit Union are eligible to join.
Family and household
- A spouse of a deceased member is eligible if accepted into membership prior to remarriage.
- Immediate family members of eligible groups or members are eligible to join.
Other ways
- Individuals who have a record of conversion to one of the community charters with an effective date on or after May 31, 2002 are eligible for membership.
- Any legal entity comprised for the most part of the same general group as the membership of the credit union is eligible.
1 more way to join
Other ways
- Any person receiving a retirement annuity, pension, social security, or similar retirement payment who lives in or belongs to a retirement organization located in chartered or adjacent chartered counties is eligible.
Membership information collected October 5, 2026.