Bank · FDIC insured
Highpoint Community Bank Savings Rates
Highpoint Community Bank’s best savings rate is 1.00% APY on $10,000, with its High Yield Savings. Rates checked October 16, 2026.
How Highpoint Community Bank’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Highpoint Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Highpoint Community Bank
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
High Yield Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Highpoint Community Bank savings score
84
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Highpoint Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Yield Savings
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. | 1.00% | — | Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. |
| $10,000 – $25,000Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. | 1.00% | $100 | Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. |
| $25,000 – $100,000Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. | 1.50% | — | Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. |
| $100,000 – $200,000Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. | 2.25% | — | Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. |
| $200,000 – $500,000Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. | 2.75% | — | Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. |
| $500,000 and upVariable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. | 3.91% | — | Variable rate. Avoid a $10 monthly service charge with a daily minimum balance of $5,000. |
Sources (3)
- highpointcommunitybank.com/Per…al/Bank/Personal-Savings
- highpointcommunitybank.com/Per…vings/High-Yield-Savings
- highpointcommunitybank.com/Rates
All captured Oct 16, 2026
Opening an account
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