Bank · FDIC insured
Highpoint Community Bank
A $592.4M bank headquartered in Hastings, MI, with 6 branches in Michigan. Best rates: CDs 3.76% and savings 1.00% APY.
Highpoint Community Bank Carrot Score
75
Carrot Score
Higher than 40% of U.S. banks and credit unions
#31 of 49 in Grand Rapids, MI metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Highpoint Community Bank
- Headquarters
- 150 W Court St, Hastings, MI 49058
- FDIC certificate
- 11407 ↗
Branches
6 branches in Michigan
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Michigan
6 branches
Grand Rapids area · 4
- Highpoint Community BankMain office150 W Court St, Hastings, MI 49058Directions
- Caledonia Branch9265 Cherry Valley Ave Se, Caledonia, MI 49316Directions
- Middleville Branch435 Arlington St, Middleville, MI 49333Directions
- Nashville Branch310 N Main St, Nashville, MI 49073Directions
Battle Creek area · 1
- Marshall Branch124 W Michigan Ave, Marshall, MI 49068Directions
Holland area · 1
- Wayland Branch156 W Superior St, Wayland, MI 49348Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.45% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.80% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $69 | $81 | — |
- CapitalLeverage ratio8.45%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.80%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$69Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Highpoint Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.