Credit union · NCUA insured
Arbor Financial Credit Union Savings Rates
Top CarrotArbor Financial Credit Union’s best savings rate is 1.20% APY on $10,000, with its Premier Savings. Rates checked October 16, 2026.
How Arbor Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Kalamazoo, MI, where Arbor Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Arbor Financial Credit Union
1.20%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $120
Premier Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Arbor Financial Credit Union savings score
87
Savings score
Higher than 79% of U.S. banks and credit unions
- $1,000 balance$1,0001.20%
- $10,000 balance$10,0001.20%
- $100,000 balance$100,0002.35%
- QualifiedQualified1.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Arbor Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Maximum Money Market
0.05%APY
Calculated by daily balance method. Dividends compounded and paid quarterly. Limited to six withdrawals or transfers by pre-authorized, automatic, telephone transfer, check, draft, or debit card per calendar month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $50,000 | 0.05% | $5 |
| $50,000 – $100,000 | 0.15% | — |
| $100,000 – $200,000 | 0.20% | — |
| $200,000 – $300,000 | 0.35% | — |
| $300,000 – $400,000 | 1.00% | — |
| $400,000 – $500,000 | 2.00% | — |
| $500,000 – $600,000 | 3.00% | — |
| $600,000 and up | 3.00% | — |
Sources (3)
- arborfcu.org/personal-banking/savings-accounts
- arborfcu.org/personal-banking/…gs-accounts/money-market
- arborfcu.org/bank-rates
All captured Oct 5, 2026
Premier Savings
1.20%APY
One Premier Savings account per member. No minimum balance required to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000One Premier Savings account per member. | 1.20% | $120 | One Premier Savings account per member. |
| $15,000 – $50,000One Premier Savings account per member. | 1.20% | — | One Premier Savings account per member. |
| $50,000 – $100,000One Premier Savings account per member. | 1.85% | — | One Premier Savings account per member. |
| $100,000 – $175,000One Premier Savings account per member. | 2.35% | — | One Premier Savings account per member. |
| $175,000 and upOne Premier Savings account per member. | 2.45% | — | One Premier Savings account per member. |
Sources (2)
All captured Oct 5, 2026
Primary Savings
0.05%APY
Balances of $100.00 or more earn a dividend. A minimum balance of $5.00 is required to maintain membership. Quarterly compounding and crediting.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upBalances of $100.00 or more earn a dividend. A minimum balance of $5.00 is required to maintain membership.$100 and up | 0.05% | $5 | Balances of $100.00 or more earn a dividend. A minimum balance of $5.00 is required to maintain membership. |
Sources (1)
- arborfcu.org/bank-rates · captured Oct 5, 2026
Special Savings
0.05%APY
No minimum deposit to open and no minimum balance required. Secondary savings account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Volt Banking Savings Account
0.05%APY
Designed for youth and young adults (ages 9-18 and 19-24). A minimum balance of $5.00 is required to maintain membership.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000A minimum balance of $5.00 is required to maintain membership. | 3.00% | — | A minimum balance of $5.00 is required to maintain membership. |
| Over $1,000A minimum balance of $5.00 is required to maintain membership. | 0.05% | $5 | A minimum balance of $5.00 is required to maintain membership. |
Sources (3)
- arborfcu.org/personal-banking/checking-accounts/volt
- arborfcu.org/personal-banking/savings-accounts/volt/teen
- arborfcu.org/bank-rates
All captured Oct 5, 2026
IRA Savings Account
0.30%APY
Individual Retirement Account savings account. Traditional and Roth IRA options available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.30% | $30 |
| $25,000 – $100,000 | 0.40% | — |
| $100,000 and up | 0.60% | — |
Sources (2)
All captured Oct 5, 2026
Explorer's Club Savings
0.05%APY
Designed for children ages 12 and under. A minimum balance of $5.00 is required to maintain membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upA minimum balance of $5.00 is required to maintain membership.$5 and up | 0.05% | $5 | A minimum balance of $5.00 is required to maintain membership. |
Sources (2)
All captured Oct 5, 2026
Who can join Arbor Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in the state of Michigan is eligible to join Arbor Financial Credit Union.
Cost to join
- A minimum deposit of $5 is required to open membership when joining.
Membership information collected October 5, 2026.