Credit union · NCUA insured
Community West Credit Union
Top CarrotA $255.4M credit union headquartered in Kentwood, MI, with 17,796 members and 5 branches in Michigan. Best rates: CDs 4.25% and savings 1.00% APY.
Community West Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#15 of 49 in Grand Rapids, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community West Credit Union
Chartered in February 1967 as Steelcase Employees Credit Union, Community West Credit Union was established as a not-for-profit financial institution for Steelcase employees.
The credit union renamed itself to Community West Credit Union in 2004 and subsequently merged with Founders Community Federal, Rockford Community Federal, and Tradewinds credit unions.
Headquartered in Kentwood, Michigan, the member-owned credit union provides financial services across western Michigan.
- Headquarters
- 5801 Broadmoor Ave SE, Kentwood, MI 49512
- NCUA charter
- 61677
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Allegan, Barry, Ionia, Kent, or Ottawa counties are eligible for membership.
Family and household
- Immediate family members of current Community West Credit Union members are eligible for membership.
Other ways
- Any legal entity located in Allegan, Barry, Ionia, Kent, or Ottawa counties is eligible for membership.
- Individuals over age 55 receiving retirement annuity, pension, or social security benefits who live in or belong to a retirement organization operating in Allegan, Barry, Ionia, Kent, or Ottawa counties are eligible for membership.
Cost to join
- A minimum deposit of $5.00 into a regular savings account is required to establish membership as a share of the credit union.
Branches
5 branches in Michigan
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Michigan
5 branches
- BroadmoorMain office5801 Broadmoor Ave SE, Kentwood, MI 49512Directions
- Comstock Park4555 W River Dr NE, Comstock Park, MI 49321Directions
- Grandville3089 44th St SW, Grandville, MI 49418Directions
- Middleville303 Arlington St, Middleville, MI 49333Directions
- Rockford3 N Monroe ST, Rockford, MI 49341Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.33% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.37% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.38% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $64 | $76 | — |
- CapitalNet worth ratio9.33%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.37%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.38%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$64Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community West Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.