Credit union · NCUA insured
Tri-Cities Credit Union
A $51.3M credit union headquartered in Grand Haven, MI, with 3,597 members and 1 branch in Michigan. Best rates: CDs 4.00% and savings 0.70% APY.
Tri-Cities Credit Union Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#35 of 49 in Grand Rapids, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Tri-Cities Credit Union
Tri-Cities Credit Union is a member-owned credit union headquartered in Grand Haven, Michigan, chartered in 1955.
Originally founded to serve employees of Oldberg Manufacturing, it was later renamed AP Parts and then became Tri-Cities Credit Union in 1981.
Membership is open to anyone who lives, works, or worships in Ottawa County.
- Headquarters
- 905 Pennoyer Ave, Grand Haven, MI 49417
- NCUA charter
- 62508
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Ottawa County may become a member-owner of Tri-Cities Credit Union.
Cost to join
- Admission to membership requires opening a savings account / purchasing one share with a par value of $5.00.
Branches
1 branch in Michigan
Loading map…
Michigan
1 branch
- Tri-Cities Credit UnionMain office905 Pennoyer Ave, Grand Haven, MI 49417Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.92% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.05% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.96% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $71 | $59 | — |
- CapitalNet worth ratio13.92%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.05%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.96%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$71Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Tri-Cities Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.