Credit union · NCUA insured
Michigan First Credit Union
A $1.5B credit union, the 326th largest of 4,329, headquartered in Lathrup Village, MI, with 162,645 members and 32 branches in Michigan. Best rates: CDs 4.18% and savings 1.06% APY.
Michigan First Credit Union Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#28 of 75 in Detroit, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Michigan First Credit Union
- Headquarters
- 27000 Evergreen Rd, Lathrup Village, MI 48076-3231
- NCUA charter
- 60522
Branches
32 branches in Michigan
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Michigan
32 branches
Detroit area · 21
- Evergreen BranchMain office27000 Evergreen Rd, Lathrup Village, MI 48076Directions
- Brownstown Kroger Branch20645 Gibraltar Rd, Brownstown Twp, MI 48183Directions
- Canton Kroger Branch1905 N Canton Center Rd, Canton, MI 48187Directions
- Canton Walmart45555 Michigan Ave, Canton, MI 48188Directions
- Commerce Walmart3301 N Pontiac Trl, Commerce Township, MI 48390Directions
- Corktown Branch2825 Trumbull St, Detroit, MI 48216Directions
- Meijer 8 Mile Detroit1301 W 8 Mile Rd, Detroit, MI 48203Directions
- Meijer Grand River Detroit21431 Grand River Ave, Detroit, MI 48219Directions
- New Center One Branch3031 W Grand Blvd, Detroit, MI 48202Directions
- WSU Student Center Branch5221 Gullen Mall, Detroit, MI 48202Directions
- Wyoming Branch19200 Wyoming St, Detroit, MI 48221Directions
- Gratiot Branch21650 Gratiot Ave, Eastpointe, MI 48021Directions
- Novi Walmart26090 Ingersol Dr, Novi, MI 48375Directions
- Rochester Hills Kroger Branch65 S Livernois Rd, Rochester Hills, MI 48307Directions
- Roseville Kroger Branch20891 E 13 Mile Rd, Roseville, MI 48066Directions
- Royal Oak Kroger Branch2200 E 12 Mile Rd, Royal Oak, MI 48067Directions
- Shelby Township Kroger Branch7644 26 Mile Rd, Shelby Township, MI 48316Directions
- Southgate Kroger Branch16705 Fort St, Southgate, MI 48195Directions
- Sterling Heights Kroger2051 18 Mile Rd, Sterling Heights, MI 48314Directions
- Sterling Heights Walmart33201 Van Dyke Ave, Sterling Heights, MI 48312Directions
- Troy Walmart2001 W Maple Rd, Troy, MI 48084Directions
Grand Rapids area · 6
- Comstock Park Walmart3999 Alpine Ave NW, Comstock Park, MI 49321Directions
- Beltline Branch5020 E Beltline Ave NE Ste 101a, Grand Rapids, MI 49525Directions
- Breton Branch1815 Breton Rd SE, Grand Rapids, MI 49506Directions
- Grand Rapids Walmart5859 28th St SE, Grand Rapids, MI 49546Directions
- Louis Street Branch50 Louis St NW, Grand Rapids, MI 49503Directions
- Wyoming Walmart355 54th St SW, Wyoming, MI 49548Directions
Lansing area · 2
- Lansing Marketplace Walmart409 N Marketplace Blvd, Lansing, MI 48917Directions
- Okemos Meijer2055 W Grand River Ave, Okemos, MI 48864Directions
Jackson area · 1
- Meijer Jackson Branch2777 Airport Rd, Jackson, MI 49202Directions
Muskegon area · 1
- Meijer Muskegon Branch700 W Norton Ave, Norton Shores, MI 49441Directions
Ann Arbor area · 1
- Ypsilanti Kroger2010 Whittaker Rd, Ypsilanti, MI 48197Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.80% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.14% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.59% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalNet worth ratio15.80%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.14%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Michigan First Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.