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Compare Bank & Credit Union Rates

Best credit card rates, lowest APRs

Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.

Institution
Location

Top credit card rates

Showing 1–15 of 31 in Grand Rapids, MI metro · median 10.99% APR

  1. Top Carrot, Carrot Score 88
    River Valley Credit UnionRVCU Visa® Credit Card · No annual fee

    Credit union · 3 branches

    7.50%APRas low as
  2. Top Carrot, Carrot Score 89
    Muskegon Federal Credit UnionPlatinum Visa with ScoreCard · No annual fee

    Credit union · 1 branch

    7.90%APRas low as
  3. Top Carrot, Carrot Score 88
    Northwest Consumers Federal Credit UnionVisa Credit Card · No annual fee

    Credit union · 1 branch

    8.88%APRas low as
  4. Consumers Credit UnionLow Rate Credit Card · No annual fee

    Credit union · 8 branches

    8.99%APRas low as · up to 22.99%
  5. Top Carrot, Carrot Score 89
    Farmers Insurance Federal Credit UnionSelect Visa® · No annual fee

    Credit union · 1 branch

    8.99%APRas low as · up to 18.00%
  6. Top Carrot, Carrot Score 91
    KCCUEdge Credit Card · No annual fee

    Credit union · 1 branch

    8.99%APRas low as · up to 17.99%
  7. Top Carrot, Carrot Score 92
    North Central Area Credit UnionNon-Rewards · No annual fee

    Credit union · 1 branch

    8.99%APRas low as
  8. Top Carrot, Carrot Score 89
    Members First Credit UnionPlatinum Visa® · No annual fee

    Credit union · 2 branches

    9.59%APRas low as · up to 17.90%
  9. Top Carrot, Carrot Score 87
    Arbor Financial Credit UnionAdvantage Visa Card · No annual fee

    Credit union · 3 branches

    9.75%APRas low as
  10. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionPrime Platinum Visa Credit Card · No annual fee

    Credit union · 32 branches

    9.75%APRas low as · up to 17.75%
  11. Top Carrot, Carrot Score 88
    MSU Federal Credit UnionPlatinum Visa Credit Card · No annual fee

    Credit union · 1 branch

    9.90%APRas low as · up to 17.90%
  12. Top Carrot, Carrot Score 88
    AAC Credit UnionVisa Orange Card · No annual fee

    Credit union · 7 branches

    9.95%APRas low as · up to 17.95%
  13. Best Financial Credit UnionPersonal Credit Cards · No annual fee

    Credit union · 1 branch

    9.99%APRas low as
  14. Compass Credit UnionVisa Platinum · No annual fee

    Credit union · 1 branch

    9.99%APRas low as
  15. Preferred Credit UnionPCU Platinum Visa® Credit Card · No annual fee

    Credit union · 4 branches

    9.99%APRas low as

Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank

What credit cards charge in Grand Rapids, MI metro

31 banks and credit unions · checked Oct 5–17

Typical
10.99%
Top 10% up to
8.99%
Banks, typical
18.86%
Credit unions, typical
9.99%

How does your bank’s rate compare?

Find your bank or credit union to see all its rates and how they compare near you.

Grand Rapids, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Meijer Credit UnionCredit union · 3 branches
  2. North Central Area Credit UnionCredit union · 1 branch
  3. KCCUCredit union · 1 branch
See all ranked institutions