Credit union · NCUA insured
Adventure Credit Union Savings Rates
Adventure Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Savings. Rates checked October 16, 2026.
How Adventure Credit Union’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Adventure Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Adventure Credit Union
1.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $100
Money Market Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Adventure Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.27%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Adventure Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Spare Change Savings
6.00%APY
Debit card round-up savings program available to members with personal checking and active debit card (not valid on HSA or business checking). First sixty days: 25% match on account deposits for first time enrollment.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Requires linked personal checking account and active debit card. Not valid on HSA or business checking accounts. 25% match on deposits for first 60 days after account opening for first time enrollment.Over $0 | 6.00% | $600 | Requires linked personal checking account and active debit card. Not valid on HSA or business checking accounts. 25% match on deposits for first 60 days after account opening for first time enrollment. |
Money Market Savings
1.00%APY
All those who live, work, worship or attend school in the State of Michigan are eligible to join. $0 minimum deposit to open account. Dividends are compounded daily and paid monthly. $5,000 minimum balance required to earn dividends. Single Account Minimum Balance fee of $5.00 monthly applies if balance < $500 with no other relationship.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,000Variable rate. All deposited funds earn the rate for the tier. | 1.00% | $100 | Variable rate. All deposited funds earn the rate for the tier. |
| $25,000 – $50,000Variable rate. All deposited funds earn the rate for the tier. | 1.51% | — | Variable rate. All deposited funds earn the rate for the tier. |
| $50,000 – $100,000Variable rate. All deposited funds earn the rate for the tier. | 2.02% | — | Variable rate. All deposited funds earn the rate for the tier. |
| $100,000 – $250,000Variable rate. All deposited funds earn the rate for the tier. | 2.27% | — | Variable rate. All deposited funds earn the rate for the tier. |
| $250,000 and upVariable rate. All deposited funds earn the rate for the tier. | 2.53% | — | Variable rate. All deposited funds earn the rate for the tier. |
Adventure Savings Account
0.10%APY
Basic savings account included with credit union membership. Minimum balance required to open account is $5. Dividends are paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to earn interest is $0.01. Dividends are paid quarterly.Over $0 | 0.10% | $10 | Minimum balance to earn interest is $0.01. Dividends are paid quarterly. |
Special-purpose accounts
IRA Savings
0.20%APY
Individual Retirement Account savings account (available as ROTH, Traditional, or SEP IRA). No time commitment.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends calculated using Daily Interest Method on the full amount of principal and paid on calendar quarters. Stated dividend rate is for the quarterly period ending September 30, 2024.Any balance | 0.20% | $20 | Dividends calculated using Daily Interest Method on the full amount of principal and paid on calendar quarters. Stated dividend rate is for the quarterly period ending September 30, 2024. |
Sources (2)
All captured Oct 16, 2026
Christmas Club
0.10%APY
Club savings account for holiday savings. Balance automatically transferred and available in Adventure Savings account on November 1st each year. Early withdrawals cause the account to be closed and the loss of all earned interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest earning account calculated using Daily Interest Method on full amount of principal. Dividends/interest paid once annually. Rates change annually on Nov. 1st.Any balance | 0.10% | $10 | Interest earning account calculated using Daily Interest Method on full amount of principal. Dividends/interest paid once annually. Rates change annually on Nov. 1st. |
Sources (2)
All captured Oct 16, 2026
Little Adventurers Club Savings
0.10%APY
Youth savings account for children.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly.$5 and up | 0.10% | $10 | Dividends paid quarterly. |
Sources (2)
All captured Oct 16, 2026
Who can join Adventure Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.