Credit union · NCUA insured
Adventure Credit Union
A $642M credit union headquartered in Grand Rapids, MI, with 43,275 members and 10 branches in Michigan. Best rates: CDs 4.35% and savings 1.00% APY.
Adventure Credit Union Carrot Score
85
Carrot Score
Higher than 70% of U.S. banks and credit unions
#20 of 49 in Grand Rapids, MI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Adventure Credit Union
- Headquarters
- 630 32nd St SE, Grand Rapids, MI 49548-2306
- NCUA charter
- 60936
Branches
10 branches in Michigan
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Michigan
10 branches
Grand Rapids area · 6
- 32nd StreetMain office630 32nd St SE, Grand Rapids, MI 49548Directions
- Crossings Drive6672 Crossings Dr SE, Grand Rapids, MI 49508Directions
- Plainfield4211 Plainfield Ave NE, Grand Rapids, MI 49525Directions
- Walker2500 Alpine Ave NW, Grand Rapids, MI 49544Directions
- State3062 S State Rd, Ionia, MI 48846Directions
- Wilson5165 Wilson Ave SW, Wyoming, MI 49418Directions
Lansing area · 4
- Lindsey14049 Lindsey Pvt Ln, DeWitt, MI 48820Directions
- Jolly301 E Jolly Rd, Lansing, MI 48910Directions
- Lake Lansing2250 Lake Lansing Rd, Lansing, MI 48912Directions
- Saginaw5615 W Saginaw Hwy, Lansing, MI 48917Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.49% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.73% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.37% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $80 | $76 | — |
- CapitalNet worth ratio11.49%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.73%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$80Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Adventure Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.