Credit union · NCUA insured
Northwest Consumers Federal Credit Union Savings Rates
Top CarrotNorthwest Consumers Federal Credit Union’s best savings rate is 1.01% APY on $10,000, with its High Yield Account. Rates checked October 16, 2026.
How Northwest Consumers Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Traverse City, MI, where Northwest Consumers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northwest Consumers Federal Credit Union
1.01%APY
- Minimum
- $10
- Earns on $10,000 a year
- $101
High Yield Account
Top rate
First National Bank of America
4.20%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
2nd-highest rate
Credit Union ONE
3.30%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $330
Northwest Consumers Federal Credit Union savings score
85
Savings score
Higher than 71% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0001.01%
- $100,000 balance$100,0001.01%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northwest Consumers Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Account
Up to 1.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.00% | $0 |
| $500 and up | 0.20% | $20 |
| $1,000 and up | 0.35% | $35 |
| $2,500 and up | 1.01% | $101 |
| $50,000 and up | 1.01% | — |
| $85,000 and up | 1.01% | — |
Sources (1)
- nwconsumers.org/rates · captured Sep 18, 2026
Special Shares
Up to 0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
| $500 and up | 0.20% | $20 |
| $1,000 and up | 0.35% | $35 |
| $2,500 and up | 0.40% | $40 |
Sources (1)
- nwconsumers.org/rates · captured Sep 18, 2026
Shares
0.10%APY
All share accounts require a minimum $10.00 deposit to purchase your share of the credit union.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.10% | $10 |
| $500 and up | 0.10% | $10 |
| $1,000 and up | 0.10% | $10 |
| $2,500 and up | 0.10% | $10 |
Special-purpose accounts
Traditional IRA
Up to 0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.05% | $5 |
| $10,000 and up | 0.30% | $30 |
| $40,000 and up | 0.40% | — |
Sources (1)
- nwconsumers.org/rates · captured Sep 18, 2026
Who can join Northwest Consumers Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who works, worships, attends school or lives in Grand Traverse County is eligible for membership.
Family and household
- Immediate family members of eligible individuals can join Northwest Consumers Federal Credit Union.
Membership information collected October 5, 2026.