Credit union · NCUA insured
Community West Credit Union Savings Rates
Top CarrotCommunity West Credit Union’s best savings rate is 1.00% APY on $10,000, with its Quest Money Market. Rates checked October 16, 2026.
How Community West Credit Union’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Community West Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Community West Credit Union
1.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $100
Quest Money Market
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Community West Credit Union savings score
86
Savings score
Higher than 73% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community West Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Navigator Savings
0.50%APY
Limit 1 per membership. Checking with a debit card required to open account. Not eligible for combination with business or youth savings accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 4.25% | — |
| $500 – $1,000 | 5.00% | — |
| $1,000 – $2,500 | 2.50% | — |
| $2,500 and up | 0.50% | $50 |
Sources (2)
All captured Oct 16, 2026
Quest Money Market
1.00%APY
Dividends paid monthly, computed on the average daily balance. Up to six withdrawals per month without penalty.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 1.00% | — |
| $10,000 – $49,999 | 1.00% | $100 |
| $50,000 – $99,999 | 2.00% | — |
| $100,000 – $249,999 | 3.00% | — |
| $250,000 – $999,999 | 3.25% | — |
| $1,000,000 and up | 3.00% | — |
Advantage Savings
1.25%APY
Dividends paid quarterly. Balances below $100,000 will earn Regular Savings rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100,000 and up | 1.25% | — |
Sources (2)
All captured Oct 16, 2026
Regular Savings
0.10%APY
Required with membership. Dividends are paid quarterly. No monthly service fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.10% | $10 |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
Youth Savings
2.00%APY
For ages 0-17 (Explorers ages 0-12, Trailblazers ages 13-17).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 2.00% | $200 |
Sources (4)
- communitywestcu.org/youth-accounts
- communitywestcu.org/rates
- communitywestcu.org/savings
- communitywestcu.org/youth-savings
All captured Oct 16, 2026
Health Savings Account
1.00%APY
Must be currently enrolled in a high-deductible health care plan, not covered under any other non-high-deductible health care plan, and not claimed as a dependent. Dividends paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate listed as 0.99% APRAny balance | 1.00% | $100 | Rate listed as 0.99% APR |
Sources (2)
All captured Oct 16, 2026
Holiday Club
0.20%APY
Dividends are paid annually. Any saved funds automatically transfer into regular savings on November 1st. Early withdrawal charges apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (3)
All captured Oct 16, 2026
Who can join Community West Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Allegan, Barry, Ionia, Kent, or Ottawa counties are eligible for membership.
Family and household
- Immediate family members of current Community West Credit Union members are eligible for membership.
Other ways
- Any legal entity located in Allegan, Barry, Ionia, Kent, or Ottawa counties is eligible for membership.
- Individuals over age 55 receiving retirement annuity, pension, or social security benefits who live in or belong to a retirement organization operating in Allegan, Barry, Ionia, Kent, or Ottawa counties are eligible for membership.
Cost to join
- A minimum deposit of $5.00 into a regular savings account is required to establish membership as a share of the credit union.
Membership information collected October 5, 2026.