Credit union · NCUA insured
Tri-Cities Credit Union Savings Rates
Tri-Cities Credit Union’s best savings rate is 0.70% APY on $10,000, with its Silver Savings. Rates checked October 16, 2026.
How Tri-Cities Credit Union’s savings rates compare
Compared with banks and credit unions near Grand Rapids, MI, where Tri-Cities Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tri-Cities Credit Union
0.70%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $70
Silver Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
First National Bank of America
4.20%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $420
Tri-Cities Credit Union savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0001.10%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tri-Cities Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Silver Savings
Up to 0.70%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 0.50% | $50 |
| $10,000 and up | 0.70% | $70 |
| $25,000 and up | 0.90% | — |
| $50,000 and up | 1.10% | — |
Sources (1)
- tricu.org/accounts · captured Sep 24, 2026
Sub Shares
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (1)
- tricu.org/accounts · captured Sep 24, 2026
Special-purpose accounts
IRA Savings
0.50%APY
Individual Retirement Accounts available for Traditional and Roth options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTraditional IRAAny balance | 0.50% | $50 | Traditional IRA |
Sources (1)
- tricu.org/accounts · captured Sep 24, 2026
Christmas Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.20% | $20 |
Sources (1)
- tricu.org/accounts · captured Sep 24, 2026
Vacation Club
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Sources (1)
- tricu.org/accounts · captured Sep 24, 2026
Who can join Tri-Cities Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Ottawa County may become a member-owner of Tri-Cities Credit Union.
Cost to join
- Admission to membership requires opening a savings account / purchasing one share with a par value of $5.00.
Membership information collected October 5, 2026.