Bank · FDIC insured
United Bank of Michigan
A $1.1B bank headquartered in Grand Rapids, MI, with 13 branches in Michigan. Best rates: CDs 4.00% and savings 0.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
- Savings811.50%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About United Bank of Michigan
United Bank of Michigan is a bank based in Grand Rapids, Michigan.
- Headquarters
- 900 East Paris Ave Se, Grand Rapids, MI 49546
- FDIC certificate
- 11807 ↗
Branches
13 branches in Michigan
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Michigan
13 branches
Grand Rapids area · 9
- United Bank of MichiganMain office900 East Paris Ave Se, Grand Rapids, MI 49546Directions
- Byron Center Office Branch8301 Byron Center Ave Sw, Byron Center, MI 49315Directions
- Caledonia Branch8540 Broadmoor Ave Se, Caledonia, MI 49316Directions
- Clarksville Branch132 S Main St, Clarksville, MI 48815Directions
- Cascade Village Branch6801 Cascade Rd Se, Grand Rapids, MI 49546Directions
- Downtown Grand Rapids Branch44 Ionia Ave Sw, Grand Rapids, MI 49503Directions
- Holland Branch167 S River Ave, Holland, MI 49423Directions
- Jenison Branch1884 Baldwin St, Jenison, MI 49428Directions
- Rockford Branch155 Marcell Dr Ne, Rockford, MI 49341Directions
Holland area · 4
- Dorr Branch1796 142nd Ave, Dorr, MI 49323Directions
- Hopkins Branch102 W Main St, Hopkins, MI 49328Directions
- Gun Lake Branch2404 Patterson, Shelbyville, MI 49344Directions
- Wayland Branch1131 W Superior St, Wayland, MI 49348Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.61% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.06% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.29% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalLeverage ratio10.61%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.06%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.29%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of United Bank of Michigan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.