Compare Bank & Credit Union Rates
Best savings rates in Washington
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 346–360 results in Washington
- 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - Gesa Credit UnionHigh-Yield SavingsSavings · $5 min · 0.01%–3.00% by balance
Credit union · 44 branches
0.01%APY$1 a year on $10,000Requirements
Product: No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5.
Offer: Applies to balances below $100,000.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $100,000Your amount 0.01% $100,000 – $250,000 2.50% $250,000 and up 3.00% Rate checked
More details - Gesa Credit UnionSmartPlus SavingsSavings · $5 min · 0.01%–5.00% by balance
Credit union · 44 branches
0.01%APY$1 a year on $10,000Requirements
Product: Must provide and maintain a valid email address and enroll in eStatements to receive the qualifying rate; otherwise, a non-qualifying APY of 0.01% applies to the entire balance. Limited to one SmartPlus Savings account per member. Minimum opening deposit of $5. No monthly maintenance fees.
Offer: Qualifying rate on the first $500 in balances when enrolled in eStatements and maintaining a valid email address.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for SmartPlus Savings Balance APY Up to $500 5.00% $500 and upYour amount 0.01% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5.
Offer: Earns 0.01% APY on daily balances equal to or greater than $0.01.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Salal Credit Union membership required.
0.01% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Extra Savings Balance APY $100 – $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 0.03% $50,000 – $100,000 0.03% $100,000 and up 0.05% Rate checked
More details - Salal Credit UnionPrimary SavingsSavings · $100 min · 0.01%–0.05% by balance
Credit union · 4 branches
0.01%APY$1 a year on $10,000Requirements
Product: Salal Credit Union membership required.
0.01% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY $100 – $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 0.03% $50,000 – $100,000 0.03% $100,000 and up 0.05% Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly service charge. Insured up to $250,000 by NCUA. Requires $25 deposit to join TAPCO Credit Union.
0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly service charge.
0.01% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account. Qualifications per cycle: enrolled in eStatements and make at least 12 qualifying Canopy Classic and/or Rewards card purchases.
Offer: Base rate earned on all balances if checking qualifications are not met.
Qualified rate · Effective Jan 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: GRANCO Share Account (savings). Share and Certificate of Deposit rates effective 10/16/2024.
Offer: 01 Regular Shares up to $1,500. Dividend rate and APY.
2.00% interest rate · Effective Oct 16, 2024
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $1,500 2.00% $1,501 and upYour amount01 Regular Shares $1,501 and Up. 0.01% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Listed as a separate share type from 01 Regular Shares. Share and Certificate of Deposit rates effective 10/16/2024.
Offer: 02 and above Regular Shares. Dividend rate and APY. No balance bounds stated for this share type.
0.01% interest rate · Effective Oct 16, 2024
Rate checked
More details - Seattle Credit UnionHigh Yield SavingsSavings · $1,000 min · 0.00%–3.30% by balance
Credit union · 7 branches
0.00%APY$0 a year on $10,000Requirements
Product: $1,000 initial minimum opening deposit and $25,000 new money within 30 days. Maintain daily balance of $1,000 to avoid monthly service fee. New money is defined as money not on deposit at credit union in past 30 days. Transfer and withdrawal limitations apply. Daily balance used to calculate interest.
Offer: Interest compounded and credited monthly. Daily balance of $1,000 avoids fee.
0.00% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $25,000Your amount 0.00% $25,000 – $100,000 3.04% $100,000 and up 3.30% Rate checked
More details - Sound Community BankMomentum Money MarketMomentum Money Market · $100 min · 0.00%–3.15% by balance
Bank · 8 branches
0.00%APY$0 a year on $10,000intro rateRequirements
Product: Minimum opening deposit of $100.00. A minimum balance fee of $15 applies every statement cycle if the balance in the account falls below $5,000 any day of the cycle. Rates locked/guaranteed through December 1, 2026. $5 per month for paper statements.
Offer: Rates guaranteed through December 1, 2026. Monthly fee of $15 applies if balance falls below $5,000 any day of the cycle. $5 monthly fee for paper statements.
Promotional rate · 0.00% interest rate · $15 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Momentum Money Market Balance APY Up to $24,999Your amount 0.00% $25,000 – $49,999Monthly fee of $15 waived if balance stays at or above $5,000 every day of the cycle. 0.60% $50,000 – $99,999Monthly fee of $15 waived if balance stays at or above $5,000 every day of the cycle. 1.10% $100,000 – $249,999Monthly fee of $15 waived if balance stays at or above $5,000 every day of the cycle. 2.55% $250,000 and upMonthly fee of $15 waived if balance stays at or above $5,000 every day of the cycle. 3.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 22–23
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches