Credit union · NCUA insured
Seattle Credit Union Savings Rates
Seattle Credit Union’s best savings rate is 0.45% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Seattle Credit Union’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where Seattle Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Seattle Credit Union
0.45%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $45
Money Market Account
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Seattle Credit Union savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0003.30%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Seattle Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
0.00%APY
$1,000 initial minimum opening deposit and $25,000 new money within 30 days. Maintain daily balance of $1,000 to avoid monthly service fee. New money is defined as money not on deposit at credit union in past 30 days. Transfer and withdrawal limitations apply. Daily balance used to calculate interest.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Interest compounded and credited monthly. Daily balance of $1,000 avoids fee. | 0.00% | $0 | Interest compounded and credited monthly. Daily balance of $1,000 avoids fee. |
| $25,000 – $100,000Interest compounded and credited monthly. Daily balance of $1,000 avoids fee. | 3.04% | — | Interest compounded and credited monthly. Daily balance of $1,000 avoids fee. |
| $100,000 and upInterest compounded and credited monthly. Daily balance of $1,000 avoids fee. | 3.30% | — | Interest compounded and credited monthly. Daily balance of $1,000 avoids fee. |
Money Market Account
0.45%APY
Must meet Seattle Credit Union membership eligibility (live, work, worship, or attend school in Washington State, immediate family of a current member, or employee of a community partner) and open a Membership Savings with a minimum deposit of $5. Up to 6 qualified pre-authorized, electronic, or automatic transfers/withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Interest compounded and credited monthly. | 0.10% | — | Interest compounded and credited monthly. |
| $1,000 – $25,000Interest compounded and credited monthly. | 0.45% | $45 | Interest compounded and credited monthly. |
| $25,000 – $50,000Interest compounded and credited monthly. | 0.65% | — | Interest compounded and credited monthly. |
| $50,000 – $100,000Interest compounded and credited monthly. | 0.85% | — | Interest compounded and credited monthly. |
| $100,000 – $150,000Interest compounded and credited monthly. | 1.06% | — | Interest compounded and credited monthly. |
| $150,000 and upInterest compounded and credited monthly. | 1.16% | — | Interest compounded and credited monthly. |
Sources (2)
All captured Oct 4, 2026
Money Market Account
0.45%APY
No minimum opening deposit. Account transfers and withdrawal limitations apply. Interest compounded and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Interest compounded and credited monthly. | 0.10% | — | Interest compounded and credited monthly. |
| $1,000 – $25,000Interest compounded and credited monthly. | 0.45% | $45 | Interest compounded and credited monthly. |
| $25,000 – $50,000Interest compounded and credited monthly. | 0.65% | — | Interest compounded and credited monthly. |
| $50,000 – $100,000Interest compounded and credited monthly. | 0.85% | — | Interest compounded and credited monthly. |
| $100,000 – $150,000Interest compounded and credited monthly. | 1.06% | — | Interest compounded and credited monthly. |
| $150,000 and upInterest compounded and credited monthly. | 1.16% | — | Interest compounded and credited monthly. |
Sources (1)
- seattlecu.com/rates · captured Oct 22, 2026
Membership Savings
0.10%APY
Must establish membership to open. $5 opening deposit represents one share. Transfer and withdrawal limitations apply (up to 6 free withdrawals per month). No monthly service fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited quarterly. No balance required to avoid service fee or earn stated APY.Any balance | 0.10% | $10 | Interest compounded and credited quarterly. No balance required to avoid service fee or earn stated APY. |
Sources (1)
- seattlecu.com/rates · captured Oct 22, 2026
Subsidiary Savings
0.10%APY
Interest compounded and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited quarterly.Any balance | 0.10% | $10 | Interest compounded and credited quarterly. |
Sources (1)
- seattlecu.com/rates · captured Oct 22, 2026
Special-purpose accounts
IRA Savings
0.20%APY
Annual maintenance fee of $10.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest compounded and credited quarterly. Interest is compounded and credited quarterly. Account transfer and withdrawal limitations apply.Any balance | 0.20% | $20 | Interest compounded and credited quarterly. Interest is compounded and credited quarterly. Account transfer and withdrawal limitations apply. |
Sources (1)
- seattlecu.com/rates · captured Oct 22, 2026
Who can join Seattle Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the state of Washington.
Family and household
- Membership is open to family of eligible members.
Membership information collected October 4, 2026.