Credit union · NCUA insured
GRANCO Federal Credit Union Savings Rates
GRANCO Federal Credit Union’s best savings rate is 0.01% APY on $10,000, with its 02 and above Regular Shares. Rates checked October 22, 2026.
How GRANCO Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Moses Lake, WA, where GRANCO Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
GRANCO Federal Credit Union
0.01%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $1
Regular Shares
Top rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
Solarity Credit Union
3.05%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $305
GRANCO Federal Credit Union savings score
60
Savings score
Higher than 0% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.01%
- $100,000 balance$100,0000.01%
- QualifiedQualified0.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GRANCO Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.01%APY
GRANCO Share Account (savings). Share and Certificate of Deposit rates effective 10/16/2024.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,50001 Regular Shares up to $1,500. Dividend rate and APY. | 2.00% | — | 01 Regular Shares up to $1,500. Dividend rate and APY. |
| $1,501 and up01 Regular Shares $1,501 and Up. Dividend rate and APY. | 0.01% | $1 | 01 Regular Shares $1,501 and Up. Dividend rate and APY. |
02 and above Regular Shares
0.01%APY
Listed as a separate share type from 01 Regular Shares. Share and Certificate of Deposit rates effective 10/16/2024.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance02 and above Regular Shares. Dividend rate and APY. No balance bounds stated for this share type.Any balance | 0.01% | $1 | 02 and above Regular Shares. Dividend rate and APY. No balance bounds stated for this share type. |
Sources (1)
- granco.org/accountrates.html · captured Sep 15, 2026
Special-purpose accounts
Christmas Club
Up to 1.00%APY
Holiday savings club; funds described as available before the holidays. Share and Certificate of Deposit rates effective 10/16/2024.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Up to $5000.00. Dividend rate and APY. | 1.50% | — | Up to $5000.00. Dividend rate and APY. |
| $5,001 – $10,000Stated as $5001.00 - $10.000. Dividend rate and APY. | 1.00% | $100 | Stated as $5001.00 - $10.000. Dividend rate and APY. |
| $10,000 and upStated as $10.000 and over. Dividend rate and APY. | 0.50% | $50 | Stated as $10.000 and over. Dividend rate and APY. |
Who can join GRANCO Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of eligible Port Districts, Hospitals, Irrigation Districts, Consolidated Disposal Service Inc., or Family Services of Grant County are eligible to join.
Military, government and schools
- Employees of specified School Districts (Ephrata, Moses Lake, Othello, Quincy, Soap Lake, Wilson Creek) or Big Bend Community College are eligible to join.
- Firefighters associated with Grant County Fire Districts (#3, #5, #7, #10, #11, #13), Ephrata Volunteer Firefighters, or firefighters employed by eligible cities are eligible to join.
- Employees of specified Public Utility Districts (Grant County, Kittitas County, Okanogan County, Douglas County), specified Cities (Ephrata, George, Moses Lake, Othello, Quincy, Soap Lake), Grant Transit Authority, or Municipal Corporation of Grant County are eligible to join.
Family and household
- Family members of employees at any of the listed eligible organizations are eligible to join.
Membership information collected October 4, 2026.