Credit union · NCUA insured
Gesa Credit Union
A $6.7B credit union, the 55th largest of 4,329, headquartered in Richland, WA, with 319,322 members and 45 branches in 2 states. Best rates: CDs 3.60% and savings 0.25% APY.
Gesa Credit Union Carrot Score
64
Carrot Score
Higher than 12% of U.S. banks and credit unions
#13 of 18 in Kennewick, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Gesa Credit Union
Gesa Credit Union is a member-owned financial institution headquartered in Richland, Washington.
- Headquarters
- 51 Gage Blvd, Richland, WA 99352
- NCUA charter
- 68278
Branches
45 branches in 2 states
Loading map…
Washington
44 branches
Kennewick area · 9
- South Richland HeadquartersMain office51 Gage Blvd, Richland, WA 99352Directions
- Kennewick100 N Huntington St, Kennewick, WA 99336Directions
- South Kennewick4500 W 27th Ave, Kennewick, WA 99338Directions
- Pasco (Rd 68)7421 Sandifur Parkway, Pasco, WA 99301Directions
- Pasco (Sylvester)2202 W Sylvester St, Pasco, WA 99301Directions
- Pasco Road 1004824 Broadmoor Blvd, Pasco, WA 99301Directions
- Queensgate2951 Duportail St, Richland, WA 99352Directions
- Richland (Goethals)825 Goethals Dr, Richland, WA 99352Directions
- West Richland4755 Paradise Dr, West Richland, WA 99353Directions
Seattle area · 8
- Kent20540 108th Ave SE, Kent, WA 98031Directions
- In-Store Kirkland Branch10020 NE 137th St, Kirkland, WA 98034Directions
- Lake Stevens623 State Route 9 NE, Lake Stevens, WA 98258Directions
- Lynnwood Branch3405 188th St SW Ste 201, Lynnwood, WA 98037Directions
- In-Store Puyallup Branch708 Shaw Rd, Puyallup, WA 98372Directions
- In-Store Roosevelt Branch7300 Roosevelt Way NE, Seattle, WA 98115Directions
- In-Store Tacoma Branch2637 N Pearl St, Tacoma, WA 98407Directions
- Tukwila-Parkside Bldg5200 Southcenter Blvd, Tukwila, WA 98188Directions
Centralia area · 7
- Centralia Gold St.1930 S Gold St, Centralia, WA 98531Directions
- Centralia Harrison Ave1231 Harrison Ave, Centralia, WA 98531Directions
- Chehalis Louisiana Ave1431 NW Louisiana Ave, Suite 301, Chehalis, WA 98532Directions
- Chehalis Market Blvd1451 S Market Blvd, Chehalis, WA 98532Directions
- Chehalis NW Chehalis Ave442 NW Chehalis Ave, Chehalis, WA 98532Directions
- Morton Second St245 N 2nd St, Morton, WA 98356Directions
- Pe Ell Main St118 N Main St, Pe Ell, WA 98572Directions
Spokane area · 4
- North Spokane9625 N Newport Hwy, Spokane, WA 99218Directions
- Spokane Northtown4407 N Division St Ste 104, Spokane, WA 99207Directions
- Spokane Highway 2713506 E 32nd Ave, Spokane Valley, WA 99216Directions
- Spokane Valley509 N Sullivan Rd, Spokane Valley, WA 99037Directions
Pullman area · 3
- Pullman Bishop1170 SE Bishop Blvd, Pullman, WA 99163Directions
- Wsu-Cub1500 NE Glenn Terrell Mall, Pullman, WA 99163Directions
- WSU-Spark1270 NE Washington St, Pullman, WA 99163Directions
Yakima area · 3
- Yakima Nob Hill3300 W Nob Hill Blvd, Yakima, WA 98902Directions
- Yakima North 40th901 Triple Crown Way, Yakima, WA 98908Directions
- Yakima South 1st Street1825 S 1st St, Yakima, WA 98903Directions
Walla Walla area · 2
- Walla Walla (Poplar)1355 W Poplar St, Walla Walla, WA 99362Directions
- Walla Walla (Tietan)1603 Penny Ln, Walla Walla, WA 99362Directions
Bremerton area · 1
- Bremerton Branch5363 Auto Center Way, Bremerton, WA 98312Directions
Aberdeen area · 1
- Grayland Hart St853 Hart St, Grayland, WA 98547Directions
Moses Lake area · 1
- Moses Lake721 S Pioneer Way, Moses Lake, WA 98837Directions
Raymond area · 1
- Raymond Commercial St221 Commercial St, Raymond, WA 98577Directions
Olympia area · 1
- Rochester Hwy 12 SW10333 Highway 12 SW, Rochester, WA 98579Directions
South Bend area · 1
- South Bend Central Ave111 Central Ave, South Bend, WA 98586Directions
Portland area · 1
- Vancouver-Lending Center6725 NE 42nd St, Vancouver, WA 98661Directions
Wenatchee area · 1
- Wenatchee1005 N Wenatchee Ave, Wenatchee, WA 98801Directions
Idaho
1 branch
- Post Falls317 S Beck Rd, Post Falls, ID 83854Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.32% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.84% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.71% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $95 | $88 | — |
- CapitalNet worth ratio9.32%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.84%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$95Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Gesa Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.