Credit union · NCUA insured
Seattle Credit Union
A $1.1B credit union, the 425th largest of 4,329, headquartered in Seattle, WA, with 47,393 members and 7 branches in Washington. Best rates: CDs 4.35% and savings 0.45% APY.
Seattle Credit Union Carrot Score
84
Carrot Score
Higher than 66% of U.S. banks and credit unions
#14 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Seattle Credit Union
Founded in 1933, Seattle Credit Union was formed when seven City of Seattle workers pooled their resources to lend to each other and their co-workers.
The member-owned financial cooperative serves individuals across the state of Washington.
- Headquarters
- 1910 1st Ave S, Seattle, WA 98134-1406
- NCUA charter
- 68315
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the state of Washington.
Family and household
- Membership is open to family of eligible members.
Branches
7 branches in Washington
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Washington
7 branches
- Burien14901 4th Ave SW Ste 107, Burien, WA 98166Directions
- Lynnwood19718 Highway 99 Ste 101, Lynnwood, WA 98036Directions
- Beacon Hill1604 S Roberto Maestas Festival St, Seattle, WA 98144Directions
- Downtown Seattle722 3rd Ave, Seattle, WA 98104Directions
- Northgate Br303 NE Thornton PL, Seattle, WA 98125Directions
- Hilltop824 Martin Luther King Jr Way Ste A, Tacoma, WA 98405Directions
- Southcenter17250 Southcenter Pkwy Ste 132, Tukwila, WA 98188Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.50% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.63% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.04% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $107 | $88 | — |
- CapitalNet worth ratio11.50%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.63%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.04%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$107Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Seattle Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.