Bank · FDIC insured
First Interstate Bank Savings Rates
First Interstate Bank’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How First Interstate Bank’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where First Interstate Bank has the most branches. $10,000, best rate first.
This bank’s best
First Interstate Bank
0.25%APY
- Minimum
- $100
- Earns on $10,000 a year
- $25
Money Market
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
First Interstate Bank savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0002.02%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Interstate Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Indexed Money Market
2.02%APY
Rate and APY is calculated at half of the high end of the Federal Funds Target Rate (FFTR) and may change monthly. FFTR as of September 16, 2026, is 4.00%. For an account opened in a branch located in Montana, the minimum opening deposit shall not apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Rate and APY calculated at half of the high end of the Federal Funds Target Rate (FFTR) and may change monthly. For accounts opened in a Montana branch, the minimum opening deposit does not apply.Over $0 | 2.02% | $202 | Rate and APY calculated at half of the high end of the Federal Funds Target Rate (FFTR) and may change monthly. For accounts opened in a Montana branch, the minimum opening deposit does not apply. |
Sources (1)
- firstinterstatebank.com/rates · captured Oct 4, 2026
Money Market
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | — |
| $10,000 – $50,000 | 0.25% | $25 |
| $50,000 – $100,000 | 0.25% | — |
| $100,000 – $250,000 | 0.25% | — |
| $250,000 and up | 0.25% | — |
Sources (1)
- firstinterstatebank.com/rates · captured Oct 4, 2026
Regular Savings
0.10%APY
$5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 – $50,000 | 0.10% | $10 |
| $50,000 and up | 0.25% | — |
Sources (1)
- firstinterstatebank.com/rates · captured Oct 4, 2026
Montana Medical Savings
0.01%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.01% | — |
| $10,000 – $50,000 | 0.01% | $1 |
| $50,000 – $100,000 | 0.01% | — |
| $100,000 – $250,000 | 0.01% | — |
| $250,000 and up | 0.01% | — |
Sources (1)
- firstinterstatebank.com/rates · captured Oct 4, 2026
Special-purpose accounts
Variable Rate IRA
0.01%APY
There are no fees associated with opening a variable rate IRA. Substantial penalty for early withdrawal. Available as Traditional, Roth, or Coverdell Education Savings Account (CESA).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum Opening Deposit equals the Minimum Balance to Earn APY.$100 and up | 0.01% | $1 | Minimum Opening Deposit equals the Minimum Balance to Earn APY. |
Sources (1)
- firstinterstatebank.com/rates · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.