Compare Bank & Credit Union Rates
Best savings rates in Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Virginia
- Chain Bridge Bank, N.A.Money Market AccountMoney Market Account · $100 min · 0.37%–1.10% by balance
Bank · 1 branch
0.37%APY$37 a year on $10,000Requirements
Product: Monthly maintenance service charge is $15.00, which is avoided with an average monthly balance of $2,500. Accounts can be opened online nationwide.
Offer: Up to $99,999. Minimum balance required to obtain stated APY is based on daily balance. Compounded daily, credited monthly. Rate is variable. Average monthly balance to avoid $15.00 monthly service charge is $2,500.
0.37% interest rate · Compounded daily · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $99,999Your amount 0.37% $100,000 – $499,999 0.73% $500,000 – $1,999,999 0.91% $2,000,000 and up 1.10% Rate checked
More details - Capon Valley BankCVB™ Premium Money MarketCVB™ Premium Money Market · $1 min · 0.00%–1.61% by balance
Bank · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: The interest rate may change after account opening. Fees on the account could reduce earnings. Monthly compounding.
0.00% interest rate · Effective Oct 19, 2026
Rate by balance
Rate by balance for CVB™ Premium Money Market Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 0.35% $25,000 – $50,000 1.51% $50,000 and up 1.61% Rate checked
More details - City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes your ECU membership and qualifies you as a shareholder in ECU.
Offer: Applies to any amount greater than $5.00. Dividends are paid monthly.
0.30% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Allows selecting the date your Stash Your Cash Account balance automatically transfers to your Regular Savings Account. Early withdrawals permitted.
Offer: Applies to any amount greater than $5.00. Dividends are compounded monthly.
0.30% interest rate · Compounded monthly · Effective Oct 22, 2026
Rate checked
More details - The Freedom Bank of VirginiaPersonal Money MarketPersonal Money Market · $200 min · 0.25%–0.40% by balance
Bank · 6 branches
0.30%APY$30 a year on $10,000Requirements
Product: No monthly maintenance fee if the average daily balance of $2,500 is maintained.
Offer: No monthly maintenance fee if the average daily balance of $2,500 is maintained.
0.25% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.25% $10,000 – $100,000Your amount 0.30% $100,000 – $250,000 0.35% $250,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Rate effective as of October 19, 2026. The interest rate may change after account opening. Fees on the account could reduce earnings.
Offer: Balance between $1 and $999.99
0.00% interest rate · Effective Oct 19, 2026
Rate by balance
Rate by balance for CVB Plus Balance APY Up to $1,000 0.00% $1,000 and upYour amountRequired balance to achieve rate. 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Gateway to membership; member must maintain $5 par value. All share accounts are variable rate.
Offer: No minimum balance to earn dividends.
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Avoid monthly maintenance fee of $4 by being under 21 years of age or maintaining a minimum daily balance of $250. Up to six transfers or withdrawals per cycle at no cost; $5 excessive withdrawal fee per additional withdrawal.
0.30% interest rate · $4 monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - Summit Hampton Roads FCUShares/SavingsSavings · $200 min · 0.10%–0.30% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Establishes membership with the credit union. Required to maintain a minimum balance of $25.00 at all times. Deposits can be made via payroll deduction, direct deposit, in person, by mail, at ATM, or Credit Union Service Center or Outlet.
Rate by balance
Rate by balance for Shares/Savings Balance APY $200 – $10,000 0.10% $10,000 and upYour amount 0.30% Rate checked
More details - National Bank of BlacksburgMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.15%–0.92% by balance
Bank · 28 branches
0.30%APY$30 a year on $10,000Requirements
Product: A $10.00 monthly service charge applies if the balance falls below $2,500.00 on any day of the statement cycle. Variable rate account.
Offer: Standard deposit rate. Variable rate account. A $10.00 monthly service charge applies if the balance falls below $2,500.00 any day of the month.
0.15% interest rate · $10 monthly fee · Effective Sep 10, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 and up 0.92% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Presidential BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.15%–0.30% by balance
Bank · 6 branches
0.30%APY$30 a year on $10,000Requirements
Product: Personal accounts only. Interest rate of the applicable tier applies to the entire daily balance in the account. Monthly service charge assessed if daily balance falls below $500.00 on any day during the statement cycle.
Offer: Base rate on balances under $1,000.00.
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,000 0.15% $1,000 – $10,000 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Must be a member of URW Community Federal Credit Union (own a share savings account with a $25.00 minimum balance).
Offer: No monthly service charge if minimum average daily balance of $2,500 is maintained. Funds in accounts with balances below $2,500 do not earn dividends for each day they remain below the minimum.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Virginia
402 accounts at 151 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.48%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches