Credit union · NCUA insured
URW Community Federal Credit Union
A $225.8M credit union headquartered in Danville, VA, with 35,659 members and 7 branches in 2 states. Best rates: CDs 3.60% and savings 0.30% APY.
URW Community Federal Credit Union Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#4 of 9 in Danville, VA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About URW Community Federal Credit Union
Founded in 1970 as an employee credit union for United Rubber Workers Local 831 members, URW Community Federal Credit Union is a locally owned financial institution based in Danville, Virginia.
After mergers with Telco Federal and Danville Regional Medical Center Federal, it converted to a community credit union serving Virginia and North Carolina across seven locations.
- Headquarters
- 314 Lowes Dr, Danville, VA 24540-5927
- NCUA charter
- 19867
Branches
7 branches in 2 states
Loading map…
Virginia
6 branches
Danville area · 4
- Lowes Drive OfficeMain office314 Lowes Dr, Danville, VA 24540Directions
- Chatham Branch13413 US Highway 29, Chatham, VA 24531Directions
- Arnett Branch539 Arnett Blvd, Danville, VA 24540Directions
- DRMC Branch142 S Main St, Danville, VA 24541Directions
Martinsville area · 1
- Martinsville Branch796 Commonwealth Blvd, Martinsville, VA 24112Directions
South Boston area · 1
- South Boston Branch4018 Halifax Rd, South Boston, VA 24592Directions
North Carolina
1 branch
- Yanceyville Branch1092 NC Highway 86 N, Yanceyville, NC 27379Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.65% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.47% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.71% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $95 | $76 | — |
- CapitalNet worth ratio14.65%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.47%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$95Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of URW Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.