Credit union · NCUA insured
Summit Hampton Roads FCU Savings Rates
Summit Hampton Roads FCU’s best savings rate is 0.30% APY on $10,000, with its Shares/Savings. Rates checked October 22, 2026.
How Summit Hampton Roads FCU’s savings rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Summit Hampton Roads FCU has the most branches. $10,000, best rate first.
This credit union’s best
Summit Hampton Roads FCU
0.30%APY
- Minimum
- —
- Earns on $10,000 a year
- $30
Shares/Savings
Top rate
Primis Bank
3.85%APY
- Minimum
- $1
- Earns on $10,000 a year
- $385
2nd-highest rate
Langley Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Summit Hampton Roads FCU savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Summit Hampton Roads FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Shares/Savings
0.30%APY
Establishes membership with the credit union. Required to maintain a minimum balance of $25.00 at all times. Deposits can be made via payroll deduction, direct deposit, in person, by mail, at ATM, or Credit Union Service Center or Outlet.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 – $10,000 | 0.10% | — |
| $10,000 and up | 0.30% | $30 |
Money Market
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $9,999 | 0.20% | — |
Sources (1)
- shrfcu.com/savings-rates · captured Sep 19, 2026
Special-purpose accounts
Christmas Club
0.20%APY
Funds can be deposited via payroll deduction, direct deposit, or by walk-ins. Disburses into savings account on the first Friday in October.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.20% | $20 |
IRA Regular Shares
0.20%APY
Traditional and Roth IRAs available. Contact tax advisor to confirm eligibility.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.20% | $20 |
Vacation Club
0.20%APY
Funds can be deposited via payroll deduction, direct deposit, or by walk-ins. Disburses into savings account on the first Friday in June.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $200 and up | 0.20% | $20 |
Who can join Summit Hampton Roads FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and volunteers of Bon Secours Mercy Medical Centers are eligible for membership.
Family and household
- Family members of employees and volunteers of Bon Secours Mercy Medical Centers (or current account holders) are eligible for membership.
Cost to join
- A minimum opening balance of $25.00 is required for a Savings account.
Membership information collected October 4, 2026.